CLIENT TESTIMONIALS
@coachingwithnik
From Filipino corporate professionals to freelancers and small business owners, they have built sustainable money habits and are now confident in funding their next life milestones with one income stream at a time after graduating from Nik’s program, FUND YOUR FREEDOM

Jmie who’s no longer money-anxious that led to the expansion of her small business @thekindcookieph into a physical store
“Before this program, I was anxious about my money because I didn’t I didn’t have a proper money management system and propr budgeting plan. There were times when I would reach into my savings just to fund my expenses.
Now, I’m much more relaxed and at peace with the money that comes in and out of my savings and bank accounts. Coach Nik has taught me the perfect money management system that only takes 5-10mins out of my day 1-2x a month. It’s simple, effective, efficient, and it makes me happy!! I’m no longer as anxious, I’m more responsible about my money decisions, I have a clearer view on what I can and should spend on. This program is 100% worth it!
Because of my shift in mindset, I was able to invest in a space that would help me expand my business even more – something that wouldn’t have been possible if I was stuck in that money-anxious bubble. I have a clearer view on what my goals are so I make better money decisions now.”
Now, I’m much more relaxed and at peace with the money that comes in and out of my savings and bank accounts. Coach Nik has taught me the perfect money management system that only takes 5-10mins out of my day 1-2x a month. It’s simple, effective, efficient, and it makes me happy!! I’m no longer as anxious, I’m more responsible about my money decisions, I have a clearer view on what I can and should spend on. This program is 100% worth it!
Because of my shift in mindset, I was able to invest in a space that would help me expand my business even more – something that wouldn’t have been possible if I was stuck in that money-anxious bubble. I have a clearer view on what my goals are so I make better money decisions now.”
Tune into Jmie’s full interview here:

Meet Lex Angeles who can now manage her finances with ease as a breadwinner & beyond
“If you’re lost sa kung paano i-handle pera mo at ‘di mo alam saan magsisimula, Nik’s your girl. If you’re struggling to form sustainable money habits or unlearn your impulsiveness sa pera, Nik’s your girl. If you’re someone who has a ton of financial systems in place and yet gulong gulo pa din, alam mo na, Nik’s your girl! We can skip the years of trial and error with Nik. Her coaching and financial system is like the perfect blend of structure and flexibility.
I went into this coaching program just seeking financial advice, but I got so much more out of it. I learned so much about myself, about who I am beyond my breadwinner role. I was in a constant state of panic, overwhelm, & guilt. You know, feelings of not being good enough, not earning enough, not saving or investing enough. But going into this coaching program changed that.
Coach Nik really went deep into the root causes of all my financial worries. And we went deep into who I am, what I truly want for MYSELF, and how I could start funding those. It really was a complete 180° turn for me! From the old me who is weighed down by all of her financial worries, to the new me who is now feeling more confident, clarified, and in control of her finances.
The big goals aren’t as scary anymore now that I’m backed by the money mindset, financial knowledge, and system to secure me and my family. So I hired my first team member in my freelance biz, I’m creating my travel plans for 2023, and funding the renovation project of my family’s property. Now, I’m finally feeling like I’m living up to my role as a breadwinner. More than that, I am now learning to give back to myself without feeling the shame or guilt. I am finally having fun and feeling at ease with my finances. Who would’ve thought finances could be fun, no? That’s the kind of coaching experience you’ll get from Nik. I’m truly grateful that I got her as my first coach.”
I went into this coaching program just seeking financial advice, but I got so much more out of it. I learned so much about myself, about who I am beyond my breadwinner role. I was in a constant state of panic, overwhelm, & guilt. You know, feelings of not being good enough, not earning enough, not saving or investing enough. But going into this coaching program changed that.
Coach Nik really went deep into the root causes of all my financial worries. And we went deep into who I am, what I truly want for MYSELF, and how I could start funding those. It really was a complete 180° turn for me! From the old me who is weighed down by all of her financial worries, to the new me who is now feeling more confident, clarified, and in control of her finances.
The big goals aren’t as scary anymore now that I’m backed by the money mindset, financial knowledge, and system to secure me and my family. So I hired my first team member in my freelance biz, I’m creating my travel plans for 2023, and funding the renovation project of my family’s property. Now, I’m finally feeling like I’m living up to my role as a breadwinner. More than that, I am now learning to give back to myself without feeling the shame or guilt. I am finally having fun and feeling at ease with my finances. Who would’ve thought finances could be fun, no? That’s the kind of coaching experience you’ll get from Nik. I’m truly grateful that I got her as my first coach.”
Tune in to Lex’s full interview here:

Bon Domingo broke free from the cycle of recurring debts and finally bought his dream house
“Since joining Nik’s coaching program, my impulsive buying has stopped because my mindset has changed. No more interest-incurring debts and now snowballed my way to clear my debts. I have well-defined goals that make me focus on the correct mindset and never be distracted by impulsive decisions. I also have a rewards system so that I don’t feel deprived.
When you enroll in Coach Nik’s program, you will understand why you’re stuck in a rat race and why you are behaving badly with your money. It doesn’t end there. Coach Nik guides you through a step-by-step process to identify the core problem in your money habits and you get to develop a simple money system that works 100% of the time!
Before joining Nik’s program, I had doubts. I don’t believe in false optimism or in cheesy goal-setting strategies. I thought that I was just paying for a breakthrough system to get out of my debts and bad habits. Eight weeks after the program began, I can say that I never had to push myself to be optimistic. In fact, I had to be critical of myself and my ambitions to finally reach a clear state of mind. I have peace of mind now, looking forward to the next milestones in my life, and I now believe that I define my own version of success.”
When you enroll in Coach Nik’s program, you will understand why you’re stuck in a rat race and why you are behaving badly with your money. It doesn’t end there. Coach Nik guides you through a step-by-step process to identify the core problem in your money habits and you get to develop a simple money system that works 100% of the time!
Before joining Nik’s program, I had doubts. I don’t believe in false optimism or in cheesy goal-setting strategies. I thought that I was just paying for a breakthrough system to get out of my debts and bad habits. Eight weeks after the program began, I can say that I never had to push myself to be optimistic. In fact, I had to be critical of myself and my ambitions to finally reach a clear state of mind. I have peace of mind now, looking forward to the next milestones in my life, and I now believe that I define my own version of success.”
Tune in to Bon’s full interview here:

Meet Sam Gan who’s able to overcome her shopping addiction, now confident with managing her finances
“Before having my 1:1 coaching with Nik, I wanted to be rigid with my money. I remember wanting to put 50% of it into my savings. I demonized credit cards and I felt I needed someone to scold me to get a grip.
I witnessed how my money grew from working at corporate to freelancing. I saw the increase and didn’t know what to do with money. Of course, it’s a good problem but once you’re down the rabbit hole of multiple spending opportunities, it’s hard to get out. I struggled with getting easily budol-ed by fellow moms and Instagram diamond shops and felt like persuasion tactics were really working on me.
During the coaching program, Nik was able to dig deep into my money beliefs and paradigms that we’re able to uncover why it was easy for me to cough up thousands of pesos on jewelry and stuff that didn’t give me lasting happiness. She provided me with a customized financial system and made it easy to do!
When I tried tracking my expenses way before Nik came into my life, it brought up shame the more I do it, and ended up not doing it at all. With my new system, I’m confident and excited to manage my money.
I can definitely say that money works for me, not the other way around. Understanding money habits and mindsets go way way deeper than the usual financial advice like tracking spending, using the 70-20-10 rule, and unsubscribing from apps like Lazada or Shopee.
That’s why one of the most memorable and best decisions I made this year is jumping on Nik’s 1:1 program. It was eye-opening, transformative, and fun. Not only did I get the financial system I was looking for, Nik and I were able to unroot my limiting beliefs, increase my self-trust and self-worth, and finally find my money’s home – my goals that will support who I am and give me lasting happiness.
I can’t even recognize who I am today and this was done in just 2 months. What more if I continue this work for 6 months or even a year? This truly shows what it means to be coachable and open to change.
I can’t thank Nik enough for the transformation and the guidance she gave me. She was never pushy about what she wanted me to do but gave me the arsenal to decide for myself and uncover what I truly want to do.“
I witnessed how my money grew from working at corporate to freelancing. I saw the increase and didn’t know what to do with money. Of course, it’s a good problem but once you’re down the rabbit hole of multiple spending opportunities, it’s hard to get out. I struggled with getting easily budol-ed by fellow moms and Instagram diamond shops and felt like persuasion tactics were really working on me.
During the coaching program, Nik was able to dig deep into my money beliefs and paradigms that we’re able to uncover why it was easy for me to cough up thousands of pesos on jewelry and stuff that didn’t give me lasting happiness. She provided me with a customized financial system and made it easy to do!
When I tried tracking my expenses way before Nik came into my life, it brought up shame the more I do it, and ended up not doing it at all. With my new system, I’m confident and excited to manage my money.
I can definitely say that money works for me, not the other way around. Understanding money habits and mindsets go way way deeper than the usual financial advice like tracking spending, using the 70-20-10 rule, and unsubscribing from apps like Lazada or Shopee.
That’s why one of the most memorable and best decisions I made this year is jumping on Nik’s 1:1 program. It was eye-opening, transformative, and fun. Not only did I get the financial system I was looking for, Nik and I were able to unroot my limiting beliefs, increase my self-trust and self-worth, and finally find my money’s home – my goals that will support who I am and give me lasting happiness.
I can’t even recognize who I am today and this was done in just 2 months. What more if I continue this work for 6 months or even a year? This truly shows what it means to be coachable and open to change.
I can’t thank Nik enough for the transformation and the guidance she gave me. She was never pushy about what she wanted me to do but gave me the arsenal to decide for myself and uncover what I truly want to do.“
Tune in to Sam’s full interview here:

In 60 days, Rhys is able to balance paying off his debts, saving consistently, traveling, and enjoying his life comfortably.
“I was spending mindlessly. I knew I wanted to save but I don’t really know why I’m not able to put it into action. I thought that the only way to pay my debts is dapat sobrang mag tipid ako at magpakahirap ako. I thought that I could only save AFTER paying my debts. But Coach Nik’s program changed it.
I now see that I can earn, save, pay my debts and live my life to the fullest ALL AT THE SAME TIME! I didn’t even know this was possible! I loved the way her program was sequenced because we first tackled my mindset before dealing with my debts. I didn’t feel overwhelmed and I even felt relieved because we set out a plan. I already have a financial plan on how to pay for my debts while saving for my emergency fund and living my life comfortably! I feel financially free already. Money is no longer in control of me. I spend intentionally and mindfully. Even on small purchases, I pause to think before I spend.
I also couldn’t believe how the testimonials were saying they only do their financial check 15mins once or twice PER MONTH …until I experienced doing it myself! I am 100% certain that I don’t need another financial program because I’ve learned to manage my finances on my own through her program.
Coach Nik’s program is definitely for any Filipino who wants to take control of their finances, clear their debts and live their life to the fullest on top of their financial freedom. Her coaching style will meet your specific needs as long as you trust the process and take action. Aside from money mindset, her program opened up my eyes to see beyond my limiting beliefs. I now see options, options, options towards my goals instead of one linear path that I previously thought.
If you’re still having doubts on enrolling, why not book an assessment call first and see if it’s the right time for you. Trust the process from here. I booked my call in May 2023 and I thought enrolling in the July program was the perfect time for me. Little did I know that the best time for me was the next enrollment in October, because I suddenly had a drastic change in my life that led me to being able to invest in this program with much more financial capacity.”
I now see that I can earn, save, pay my debts and live my life to the fullest ALL AT THE SAME TIME! I didn’t even know this was possible! I loved the way her program was sequenced because we first tackled my mindset before dealing with my debts. I didn’t feel overwhelmed and I even felt relieved because we set out a plan. I already have a financial plan on how to pay for my debts while saving for my emergency fund and living my life comfortably! I feel financially free already. Money is no longer in control of me. I spend intentionally and mindfully. Even on small purchases, I pause to think before I spend.
I also couldn’t believe how the testimonials were saying they only do their financial check 15mins once or twice PER MONTH …until I experienced doing it myself! I am 100% certain that I don’t need another financial program because I’ve learned to manage my finances on my own through her program.
Coach Nik’s program is definitely for any Filipino who wants to take control of their finances, clear their debts and live their life to the fullest on top of their financial freedom. Her coaching style will meet your specific needs as long as you trust the process and take action. Aside from money mindset, her program opened up my eyes to see beyond my limiting beliefs. I now see options, options, options towards my goals instead of one linear path that I previously thought.
If you’re still having doubts on enrolling, why not book an assessment call first and see if it’s the right time for you. Trust the process from here. I booked my call in May 2023 and I thought enrolling in the July program was the perfect time for me. Little did I know that the best time for me was the next enrollment in October, because I suddenly had a drastic change in my life that led me to being able to invest in this program with much more financial capacity.”
Tune in to Rhys‘s full interview here:

Maia went from being stressed about living paycheck to paycheck as an OFW to now happily saving and spending without feeling deprived.
“It has been 2 years already since I saw Coach Nik’s videos and wanted to do the 1:1 coaching but was reluctant at first but I would say it is the best decision I ever made. Ang daming kong realizations after each session, why I would always struggle with finances and my limiting beliefs. She would gladly show you how to address the problem.
Coach Nik has also made me realize that you can live the dream life that you want while being financially secure and prepared for it. If you are someone who is struggling with money all your life but does not know how to and where to start, Coach Nik can help and it will be a personalized 1:1 coaching. It is a safe space to talk about struggles and hardships when it comes to money with no judgment at all. I really appreciate it.
It was only through our sessions that I realized that subconsciously I thought money was bad. I was always struggling with finances most especially in handling large amounts of money, they would just suddenly vanish and I would not even know where I spent it on. I would also have big expenses that I did not financially prepare ahead of time. I did not know that mindset is a very important aspect when it comes to managing my finances – the root cause of why I couldn’t handle my money properly.

After our coaching, I am more than happy to set aside money to achieve my life goals. I realized that money is a tool to help you achieve your dream life and what you envision your life to be. You should not let your money control you. Coach Nik was very helpful in making me realize what my ultimate dreams in life are. And with these big goals, you can financially prepare for it. I am no longer afraid to look at the current status of my finances, I have now cultivated the habit of saving because I look forward to doing my financial system, I am now dreaming big and planning for it financially.”

Meet Ella Sarol who built 6-figure savings and now traveling around the world without worrying about finances
“I used to be skeptical on what even went on with money mindset coaching, or thought I could just unlearn these beliefs by myself, but it really helps to process these things with another person who genuinely knows what they’re talking about, who has been in my shoes and who has managed to get past it! I am worthy and capable of living my dream life, and I see how money plays a role in helping me get there.
The progress I had with Nik in just 4 sessions beats the progress I’ve had in YEARS trying to process this all on my own. I would liken it to money therapy.
Nik is a great listener, extremely attentive and wise, the sessions are PERSONALISED and tailor-fit to you since it’s 1:1! All the goals I set out to achieve with our coaching call – I’m shookt it’s actually happening! I really can’t thank Nik enough because I would have never had the mindset to invest capital in a business if it weren’t for her. I have also achieved my Emergency Fund 3-4 months ahead of schedule when I used to think it was impossible to save up for. I’ve also applied for a credit card and got started on my insurance & investments. This program really made a big difference in my life.”
The progress I had with Nik in just 4 sessions beats the progress I’ve had in YEARS trying to process this all on my own. I would liken it to money therapy.
Nik is a great listener, extremely attentive and wise, the sessions are PERSONALISED and tailor-fit to you since it’s 1:1! All the goals I set out to achieve with our coaching call – I’m shookt it’s actually happening! I really can’t thank Nik enough because I would have never had the mindset to invest capital in a business if it weren’t for her. I have also achieved my Emergency Fund 3-4 months ahead of schedule when I used to think it was impossible to save up for. I’ve also applied for a credit card and got started on my insurance & investments. This program really made a big difference in my life.”
Tune in to Ella’s full interview here:

Hyram breaks free from the scarcity mindset, now empowered and confident in funding his big dreams into reality.
“Coach Nik’s program is definitely life-changing. From someone who’s anxious and afraid of spending money on himself and operating on a scarcity mindset, I became more empowered with where I should allocate my resources and assess my true priorities in life.
The program is so holistic that it will not only resolve your financial problems but will also dig deep into your aspirations and limiting beliefs that have been holding you back for the longest time. You will develop a healthier mindset about money and life in general after the program, backed up with sustainable money habits and systems that you can use for the rest of your life. I attribute the improvement of my quality of life with this program and I am betting that other people who need help will experience the same.
As someone who was afraid of asking for help and support, this is the support that I very much needed as I know better where my life is heading and what are my most authentic dreams. Coach Nik will hold a safe space for you to dream again and be vulnerable and soon, you’ll figure out that the best answers lie within you all along, and from there, nothing will hold you back from taking the right action anymore. I think it’s an underrated skill that is useful for everyone where you become self-aware and find solutions that are really in you all along. I felt more capable now in most aspects of my life and the self-trust that I am making the best decisions for myself really made a whole lot of difference.
If you’re ready to prioritize yourself and your dreams without excuses, join Coach Nik’s program. I’ve been DIY-ing my finances since I started working but with the system that the program has, you’ll save your time and focus more on the things you really love. You’ll also learn new and healthy habits that will surely stick that will change the trajectory of your life. So go, invest in yourself and your dreams and the past version of yourself will thank you a lot for finally going after your dream life.
Before joining Coach Nik’s program, I was operating on a scarcity mindset. I felt like whenever I had money back then, it didn’t feel enough. This is why ever since I started working in corporate, I saved and invested a huge portion of my salary. I believed that saving bigger will allow me to secure my future faster. But somehow, I felt deprived of enjoying the present and I was anxious and afraid to spend huge amounts of money for myself. I didn’t focus on what I can do now with my money because I was just thinking about the future and hoard money because of the fear that I might lose it anytime. I was in the trap of hoarding savings to increase the money I have in my bank account but not knowing what is enough and when it will be enough. In summary, I was crippled by money instead of making me feel empowered to live out my dreams.
After going through Nik’s coaching program, I now believe that my resources are enough because I don’t spread out my money too thinly and just focus and prioritize on one goal at a time. I believe that my money is enough if I know where my priorities and goals are. I learned that there’s no need to rush with my savings and investments. I am also now more empowered to spend on the things that I want now that will truly add value in my life. My impulsive spending decisions are way less now compared to before where I buy food delivery when I feel negative emotions. I became more intentional with where my money is going.
Managing money has never been so exciting and fulfilling now, knowing that I am making great progress every single month to achieve my savings targets while making sure to live my best life in the present. Because of the coaching, I am now taking more consistent action towards my dreams and I make sure to do one thing everyday to get me closer to the dream life that I want. And I am now less anxious with the finances side knowing that I have the healthy and sustainable habits and systems to back up.
The simplified financial system is one of my biggest takeaway from the program where everything’s so much simpler now and I don’t have to stress that much that my money is not enough because it is enough, as long as my priorities are in check. I also learned how to properly plan my next life milestones and assess what are my priorities and it’s a great skill to have so you can align your resources accordingly and master my income stream that I have.
Having a solid and simple financial system also helped me enjoy my pocket money even more where I get to live in the present through spending on things that are truly aligned with my life and my values. Managing my money becomes so much more exciting and fulfilling knowing that I better know my priorities now and from there, I can align my financial system towards those priorities. I am also now more mindful of my time and energy and really pour it towards my goals and happiness.”
The program is so holistic that it will not only resolve your financial problems but will also dig deep into your aspirations and limiting beliefs that have been holding you back for the longest time. You will develop a healthier mindset about money and life in general after the program, backed up with sustainable money habits and systems that you can use for the rest of your life. I attribute the improvement of my quality of life with this program and I am betting that other people who need help will experience the same.
As someone who was afraid of asking for help and support, this is the support that I very much needed as I know better where my life is heading and what are my most authentic dreams. Coach Nik will hold a safe space for you to dream again and be vulnerable and soon, you’ll figure out that the best answers lie within you all along, and from there, nothing will hold you back from taking the right action anymore. I think it’s an underrated skill that is useful for everyone where you become self-aware and find solutions that are really in you all along. I felt more capable now in most aspects of my life and the self-trust that I am making the best decisions for myself really made a whole lot of difference.
If you’re ready to prioritize yourself and your dreams without excuses, join Coach Nik’s program. I’ve been DIY-ing my finances since I started working but with the system that the program has, you’ll save your time and focus more on the things you really love. You’ll also learn new and healthy habits that will surely stick that will change the trajectory of your life. So go, invest in yourself and your dreams and the past version of yourself will thank you a lot for finally going after your dream life.
Before joining Coach Nik’s program, I was operating on a scarcity mindset. I felt like whenever I had money back then, it didn’t feel enough. This is why ever since I started working in corporate, I saved and invested a huge portion of my salary. I believed that saving bigger will allow me to secure my future faster. But somehow, I felt deprived of enjoying the present and I was anxious and afraid to spend huge amounts of money for myself. I didn’t focus on what I can do now with my money because I was just thinking about the future and hoard money because of the fear that I might lose it anytime. I was in the trap of hoarding savings to increase the money I have in my bank account but not knowing what is enough and when it will be enough. In summary, I was crippled by money instead of making me feel empowered to live out my dreams.
After going through Nik’s coaching program, I now believe that my resources are enough because I don’t spread out my money too thinly and just focus and prioritize on one goal at a time. I believe that my money is enough if I know where my priorities and goals are. I learned that there’s no need to rush with my savings and investments. I am also now more empowered to spend on the things that I want now that will truly add value in my life. My impulsive spending decisions are way less now compared to before where I buy food delivery when I feel negative emotions. I became more intentional with where my money is going.
Managing money has never been so exciting and fulfilling now, knowing that I am making great progress every single month to achieve my savings targets while making sure to live my best life in the present. Because of the coaching, I am now taking more consistent action towards my dreams and I make sure to do one thing everyday to get me closer to the dream life that I want. And I am now less anxious with the finances side knowing that I have the healthy and sustainable habits and systems to back up.
The simplified financial system is one of my biggest takeaway from the program where everything’s so much simpler now and I don’t have to stress that much that my money is not enough because it is enough, as long as my priorities are in check. I also learned how to properly plan my next life milestones and assess what are my priorities and it’s a great skill to have so you can align your resources accordingly and master my income stream that I have.
Having a solid and simple financial system also helped me enjoy my pocket money even more where I get to live in the present through spending on things that are truly aligned with my life and my values. Managing my money becomes so much more exciting and fulfilling knowing that I better know my priorities now and from there, I can align my financial system towards those priorities. I am also now more mindful of my time and energy and really pour it towards my goals and happiness.”

Meet Fatima who’s no longer anxious about her finances and is now able to spend guilt-free
“I wish I worked with coach Nik sooner because she helped me a lot in achieving my life and biz goals! Coach Nik is the best money mindset coach you’ll ever find! She really gives you the right kind of support to help you get clarity of what’s truly important to you so that you can take actionable steps that are aligned with your goals.
I love how easy it is to talk with her and I feel safe even when I’m in my most vulnerable times. I’m so glad I took action and made the investment because having her guidance really helped me achieve the goals that have been stuck in my mind! She really knows how to support her clients in discovering what’s really important to them so that they can show up in their most aligned self. I feel so excited showing up in our coaching sessions because none of it was a bore, and it was so easy to share and be vulnerable but safe in her guidance.
My money mindset before working with coach Nik was like it was all over the place. I’m already knowledgeable enough about what money mindset shifts I should do but I just can’t seem to keep myself accountable with it. I was trying to prioritize myself but it didn’t feel rewarding or satisfying at all because I subconsciously believed that I didn’t deserve it. I was afraid to live life freely and without guilt since I was always worried about my savings aren’t enough yet. I was also losing confidence in myself…
I know that having a coach who can guide me better through the steps and see what gaps are there in my money mindset journey was something that I really needed. I was done with doing it all by myself and needed someone to guide with more clarity this time. I’ve been following coach Nik for quite sometime until I finally decided that I’m ready to get the support that I needed!
The actionable steps that coach Nik gave to me at the end of every session was so vital for the goals I was able to achieve. There were also lots of pre-work reflection and worksheets to help me organize my thoughts and really get focused on what’s important. Here are the tangible results I got from Nik’s coaching:
I was able to let go of my long term unaligned client that who was my previous employer in my 9-5 job. This was so liberating because it was a part of my past that I was taking time to let go.
I added coaching to my product suite and got it booked out in less than a month! If it wasn’t for coach Nik, I’m still probably dreaming about coaching fellow freelancers one day.
I was able to get clear of my goals and fund them properly. I now have a system to help me identify what needs to be prioritized.
June was my highest cash month at $5,000. This felt so amazing because I told coach Nik that June will probably be a negative month for me but it turned out to be my most abundant month!
I actually got tickets to Taylor Swift’s concert in Japan! Mas may confidence ako to fund this trip because of the guidance I got from Nik’s program”
I love how easy it is to talk with her and I feel safe even when I’m in my most vulnerable times. I’m so glad I took action and made the investment because having her guidance really helped me achieve the goals that have been stuck in my mind! She really knows how to support her clients in discovering what’s really important to them so that they can show up in their most aligned self. I feel so excited showing up in our coaching sessions because none of it was a bore, and it was so easy to share and be vulnerable but safe in her guidance.
My money mindset before working with coach Nik was like it was all over the place. I’m already knowledgeable enough about what money mindset shifts I should do but I just can’t seem to keep myself accountable with it. I was trying to prioritize myself but it didn’t feel rewarding or satisfying at all because I subconsciously believed that I didn’t deserve it. I was afraid to live life freely and without guilt since I was always worried about my savings aren’t enough yet. I was also losing confidence in myself…
I know that having a coach who can guide me better through the steps and see what gaps are there in my money mindset journey was something that I really needed. I was done with doing it all by myself and needed someone to guide with more clarity this time. I’ve been following coach Nik for quite sometime until I finally decided that I’m ready to get the support that I needed!
The actionable steps that coach Nik gave to me at the end of every session was so vital for the goals I was able to achieve. There were also lots of pre-work reflection and worksheets to help me organize my thoughts and really get focused on what’s important. Here are the tangible results I got from Nik’s coaching:
I was able to let go of my long term unaligned client that who was my previous employer in my 9-5 job. This was so liberating because it was a part of my past that I was taking time to let go.
I added coaching to my product suite and got it booked out in less than a month! If it wasn’t for coach Nik, I’m still probably dreaming about coaching fellow freelancers one day.
I was able to get clear of my goals and fund them properly. I now have a system to help me identify what needs to be prioritized.
June was my highest cash month at $5,000. This felt so amazing because I told coach Nik that June will probably be a negative month for me but it turned out to be my most abundant month!
I actually got tickets to Taylor Swift’s concert in Japan! Mas may confidence ako to fund this trip because of the guidance I got from Nik’s program”
Tune in to Fatima‘s full interview here:

Meet Rocio who has overcome the guilt around prioritizing herself and being money-anxious, now trusting herself to fund her big dreams into reality
“Nik has helped me to trust myself more when approaching my finances and allocating/aligning them to my goals. She’s helped me confront and address the limiting beliefs that were holding me back from honoring my wants and needs.
After going through the weekly sessions, my overall outlook on money and dealing with my finances have changed for the better, as I noticed I’m more secure and comfortable about how I spend my money and how I allocate it for the things I need and want. I feel completely different from when I first started my sessions with Nik.
I came to Nik very doubtful of my capabilities and would often hold myself back from spending on the things I truly wanted for myself. I would often feel guilty as well for spending on certain things i wanted, since i was unsure of how much I should be spending on me, saving, investing, etc. I would also tend to deprioritize my own needs and wants, and prioritize others first. I was struggling with being more confident in handling my finances and making big decisions for myself.
After the coaching, I feel freer now that I have the full picture of how much I should be earning, saving, spending investing every month. And I have a better and clearer understanding of my money which helps me live life securely and freely without worrying too much like I used to. I’m also more mindful of my purchases and make sure it aligns with my goals.
Nik’s coaching sessions have helped me change my mindset and equipped me with all the essential tools to manage my finances easily month on month. Not only has she helped me with my money habits, but she’s helped me confront my limiting beliefs and find ways to address these effectively. Nik is an amazing coach because she listens to everything you have to say – 0 judgment, and she guides you to help you listen to your own voice and what exactly it is you want to live your best life. This program has honestly changed my mindset, and my life in general for the better and I know I wouldn’t have made this progress without her guidance and support. I’m truly thankful to Nik and for this program!
If you’ve been struggling with approaching your finances and have been holding yourself back from making big decisions for yourself, I am 1000% sure Nik will change your life and help you get to where you want to go so you can live your best, financially-free life!”
After going through the weekly sessions, my overall outlook on money and dealing with my finances have changed for the better, as I noticed I’m more secure and comfortable about how I spend my money and how I allocate it for the things I need and want. I feel completely different from when I first started my sessions with Nik.
I came to Nik very doubtful of my capabilities and would often hold myself back from spending on the things I truly wanted for myself. I would often feel guilty as well for spending on certain things i wanted, since i was unsure of how much I should be spending on me, saving, investing, etc. I would also tend to deprioritize my own needs and wants, and prioritize others first. I was struggling with being more confident in handling my finances and making big decisions for myself.
After the coaching, I feel freer now that I have the full picture of how much I should be earning, saving, spending investing every month. And I have a better and clearer understanding of my money which helps me live life securely and freely without worrying too much like I used to. I’m also more mindful of my purchases and make sure it aligns with my goals.
Nik’s coaching sessions have helped me change my mindset and equipped me with all the essential tools to manage my finances easily month on month. Not only has she helped me with my money habits, but she’s helped me confront my limiting beliefs and find ways to address these effectively. Nik is an amazing coach because she listens to everything you have to say – 0 judgment, and she guides you to help you listen to your own voice and what exactly it is you want to live your best life. This program has honestly changed my mindset, and my life in general for the better and I know I wouldn’t have made this progress without her guidance and support. I’m truly thankful to Nik and for this program!
If you’ve been struggling with approaching your finances and have been holding yourself back from making big decisions for yourself, I am 1000% sure Nik will change your life and help you get to where you want to go so you can live your best, financially-free life!”

Meet Ai Tirso who now has the clarity & system to balance handling funds for her business, leisure, and family
“If you’re someone who’s a breadwinner, always feeling guilty about spending for yourself, you don’t know what direction you’re going in your finances, you need someone who will answer the questions in your head about money, you’re confused about whether to try the things that others are doing about their money, Nik is your Coach. She was my answered prayer coach and I’m really happy na nag invest ako kay sa kanya.
She made feel accepted and validated in making money decisions. You can still enjoy the fruit of your labor while saving for your future and providing for your loved ones. You don’t need to feel bad about spending something for yourself as long as you balance it out — money for leisure, future/business, self-development and free money to spend. Coach Nik helped me set 3 goals and as an overthinker, that gave me clear direction on what to focus on. I really love the unlearning limiting belief session, I got to release my negative feeling about myself, what I think the judgement of others, and my childhood traumas. She also made me realize na my goals are not years away kundi months lang, actually 3 months lang.
Coach Nik is really the best at what she’s doing. Ngayon lang ako naka encounter ng Coach na concern about your inner self. She always ask the right questions to help you know kung ano ba talaga gusto mo and ano root nun. She will not tell you to earn big to have more, she will help you to look at your own finances and what you want then dun lang ang focus. Anddddd I’m a living proof na her strategy is working lalo na sa mindset. She’s not into your money, she will do her best to help you out.”
She made feel accepted and validated in making money decisions. You can still enjoy the fruit of your labor while saving for your future and providing for your loved ones. You don’t need to feel bad about spending something for yourself as long as you balance it out — money for leisure, future/business, self-development and free money to spend. Coach Nik helped me set 3 goals and as an overthinker, that gave me clear direction on what to focus on. I really love the unlearning limiting belief session, I got to release my negative feeling about myself, what I think the judgement of others, and my childhood traumas. She also made me realize na my goals are not years away kundi months lang, actually 3 months lang.
Coach Nik is really the best at what she’s doing. Ngayon lang ako naka encounter ng Coach na concern about your inner self. She always ask the right questions to help you know kung ano ba talaga gusto mo and ano root nun. She will not tell you to earn big to have more, she will help you to look at your own finances and what you want then dun lang ang focus. Anddddd I’m a living proof na her strategy is working lalo na sa mindset. She’s not into your money, she will do her best to help you out.”

Meet Mimo who now has financial peace of mind as a creative entrepreneur
I was heavily anxious about my finances before enrolling in the course! I was in a place where I knew my scarcity mindset was blocking me, and I had no idea how I could have resolved it on my own. I was afraid of not getting enough clients to support me on my chosen path as a creative entrepreneur. I was so afraid of not having enough.
After the coaching, I now have financial peace of mind and excitement to fulfill my financial goals! Coach helped me develop how to schedule my payments with what feels most aligned with my income flow. She also helped me determine how much I needed for my Emergency fund and Freedom Fund. I loved that we also projected when I could potentially achieve these milestones! And it truly got me excited to see when I could possibly achieve it! You could see it with your eyes the possible fruits of my labor if I stick to my savings!
I now have a clear “accounts segregation system” where each account is dedicated to specific purposes that are truly tailored to my goals, personality, and values. I now have inancial peace of mind and excitement to fulfill my financial goals! I feel renewed! I feel ready! I feel excited about my financial future!
If you’re considering to invest in this program, I understand that it’s difficult to invest in yourself when you’re experiencing financial anxiety, but this course may actually be your financial, emotional, and mental saving grace – yup, all three of them! There is no pricetag as to what you will learn about both yourself and your finances during this course, as it truly is tailor-fit to your needs (and financial traumas, LOL!). Not gonna lie tho, this course truly hits home and encourages you to be as true to who you are as you can! A safe space for financial and personal learning and healing, kind of!”
After the coaching, I now have financial peace of mind and excitement to fulfill my financial goals! Coach helped me develop how to schedule my payments with what feels most aligned with my income flow. She also helped me determine how much I needed for my Emergency fund and Freedom Fund. I loved that we also projected when I could potentially achieve these milestones! And it truly got me excited to see when I could possibly achieve it! You could see it with your eyes the possible fruits of my labor if I stick to my savings!
I now have a clear “accounts segregation system” where each account is dedicated to specific purposes that are truly tailored to my goals, personality, and values. I now have inancial peace of mind and excitement to fulfill my financial goals! I feel renewed! I feel ready! I feel excited about my financial future!
If you’re considering to invest in this program, I understand that it’s difficult to invest in yourself when you’re experiencing financial anxiety, but this course may actually be your financial, emotional, and mental saving grace – yup, all three of them! There is no pricetag as to what you will learn about both yourself and your finances during this course, as it truly is tailor-fit to your needs (and financial traumas, LOL!). Not gonna lie tho, this course truly hits home and encourages you to be as true to who you are as you can! A safe space for financial and personal learning and healing, kind of!”
Tune in to Mimo‘s full interview here:

Meet Sabi Santos who’s able to be financially independent and enjoy the fruits of her labor while securing her future
I honestly thought that the program will only be about managing my finances and making a system for it, but I was completely wrong. It’s not only about the finances, but it also about YOUR LIFE. The whole foundation of the program is about digging deep into what you truly want and from there, you’ll realize that where you put your energy is also where you’ll put your money because money is energy.
Talking to Nik really helped me figure out where I wanted to go and how to could get there. I swear, after every session, I would always learn something new about myself and that to me was mind blowing. Once I was able to narrow down what I truly wanted in life, that’s where creating a financial system, curated just for me, comes into play. I used to always make up excuses for myself when it came to money because I was in denial. But as the sessions went by, I would get more and more excited because I knew that my actions were going to bring me one step closer to my dreams.
I cannot thank Nik enough. I told her in our last session that she is has really made a big impact in my life in the best way possible and that I know I’ll be carrying on all my learnings until my dying day.
For the people who want change in their life, I highly recommend! ⭐️⭐️⭐️⭐️⭐️
My most impactful results from this program are:
– Learning how to invest in myself first
– Finding out that I am capable of attaining the dream life I envision for myself
– Putting more energy in something will result to growth
– Realizing what I truly want in life
– Allocating money to things that only serve me
– Finding the balance of protecting my future self and enjoying the fruits of my labor
– Unlearning that we need x amount of money in our bank account in order to feel secure
– Letting go of the idea that I cannot be financially independent and free
Talking to Nik really helped me figure out where I wanted to go and how to could get there. I swear, after every session, I would always learn something new about myself and that to me was mind blowing. Once I was able to narrow down what I truly wanted in life, that’s where creating a financial system, curated just for me, comes into play. I used to always make up excuses for myself when it came to money because I was in denial. But as the sessions went by, I would get more and more excited because I knew that my actions were going to bring me one step closer to my dreams.
I cannot thank Nik enough. I told her in our last session that she is has really made a big impact in my life in the best way possible and that I know I’ll be carrying on all my learnings until my dying day.
For the people who want change in their life, I highly recommend! ⭐️⭐️⭐️⭐️⭐️
My most impactful results from this program are:
– Learning how to invest in myself first
– Finding out that I am capable of attaining the dream life I envision for myself
– Putting more energy in something will result to growth
– Realizing what I truly want in life
– Allocating money to things that only serve me
– Finding the balance of protecting my future self and enjoying the fruits of my labor
– Unlearning that we need x amount of money in our bank account in order to feel secure
– Letting go of the idea that I cannot be financially independent and free

Meet Hanna Fetalino who breaks free from hustling, now more confident and at ease with scaling her business
I was heavily anxious about my finances before enrolling in the course! I was in a place where I knew my scarcity mindset was blocking me, and I had no idea how I could have resolved it on my own. I was afraid of not getting enough clients to support me on my chosen path as a creative entrepreneur. I was so afraid of not having enough.
After the coaching, I now have financial peace of mind and excitement to fulfill my financial goals! Coach helped me develop how to schedule my payments with what feels most aligned with my income flow. She also helped me determine how much I needed for my Emergency fund and Freedom Fund. I loved that we also projected when I could potentially achieve these milestones! And it truly got me excited to see when I could possibly achieve it! You could see it with your eyes the possible fruits of my labor if I stick to my savings!
I now have a clear “accounts segregation system” where each account is dedicated to specific purposes that are truly tailored to my goals, personality, and values. I now have inancial peace of mind and excitement to fulfill my financial goals! I feel renewed! I feel ready! I feel excited about my financial future!
If you’re considering to invest in this program, I understand that it’s difficult to invest in yourself when you’re experiencing financial anxiety, but this course may actually be your financial, emotional, and mental saving grace – yup, all three of them! There is no pricetag as to what you will learn about both yourself and your finances during this course, as it truly is tailor-fit to your needs (and financial traumas, LOL!). Not gonna lie tho, this course truly hits home and encourages you to be as true to who you are as you can! A safe space for financial and personal learning and healing, kind of!”
After the coaching, I now have financial peace of mind and excitement to fulfill my financial goals! Coach helped me develop how to schedule my payments with what feels most aligned with my income flow. She also helped me determine how much I needed for my Emergency fund and Freedom Fund. I loved that we also projected when I could potentially achieve these milestones! And it truly got me excited to see when I could possibly achieve it! You could see it with your eyes the possible fruits of my labor if I stick to my savings!
I now have a clear “accounts segregation system” where each account is dedicated to specific purposes that are truly tailored to my goals, personality, and values. I now have inancial peace of mind and excitement to fulfill my financial goals! I feel renewed! I feel ready! I feel excited about my financial future!
If you’re considering to invest in this program, I understand that it’s difficult to invest in yourself when you’re experiencing financial anxiety, but this course may actually be your financial, emotional, and mental saving grace – yup, all three of them! There is no pricetag as to what you will learn about both yourself and your finances during this course, as it truly is tailor-fit to your needs (and financial traumas, LOL!). Not gonna lie tho, this course truly hits home and encourages you to be as true to who you are as you can! A safe space for financial and personal learning and healing, kind of!”
Tune in to Hanna’s full interview here:

Joan breaks free from the lack mindset of “never having enough to now sharing “I have more than enough” to enjoy and save at the same time
“I wish I had enrolled in Coach Nik’s program sooner because she helped me dig deep into the root causes of my savings hoarding problem. Despite having savings, I never felt secure. Coach Nik asked tough questions that helped me unpack my limiting beliefs about money and myself. Now, I’ve identified the right amount to save for emergencies and I’m able to enjoy the fruits of my labor by being present with my family and loved ones.
When I first went to Coach Nik, I had no personal goals because I didn’t believe I could achieve them on my own. I also felt envious and insecure when my friends achieved their goals. I dreaded catching up with them because I always felt left behind. Coach Nik helped me set goals based on what truly matters to me. I’ve defined my version of success and now feel empowered to try new things and prioritize myself. It has allowed me to genuinely be happy for others’ success while staying focused on my own goals. I have been able to define what success means to me on my own terms.
I also now understand the hype around her financial system, and I can’t believe that it can work for me. Her financial system can be done in just 15 minutes per payday.
I realize that my current salary of 40k is a good start for saving for an emergency fund, while still being able to enjoy life and be present for my family and loved ones. I realize that I have more than enough to save, enjoy, and be generous to others.
Coach Nik even encouraged me to assert myself at work, something I never thought I could do. I even reached out to my client to express my desire to contribute more to the team and asked for a performance evaluation, which could potentially lead to a salary review in the coming months.
Enrolling in her Fund Your Freedom program has been the highlight of my 2024. Coach Nik genuinely wants you to become the best version of yourself! While it may seem expensive at first, the valuable lessons you will learn are priceless! The worksheets were helpful, and Coach Nik’s challenging questions during our coaching sessions helped me identify what truly matters to me. This enabled me to have a clear vision for myself.
When I first went to Coach Nik, I had no personal goals because I didn’t believe I could achieve them on my own. I also felt envious and insecure when my friends achieved their goals. I dreaded catching up with them because I always felt left behind. Coach Nik helped me set goals based on what truly matters to me. I’ve defined my version of success and now feel empowered to try new things and prioritize myself. It has allowed me to genuinely be happy for others’ success while staying focused on my own goals. I have been able to define what success means to me on my own terms.
I also now understand the hype around her financial system, and I can’t believe that it can work for me. Her financial system can be done in just 15 minutes per payday.
I realize that my current salary of 40k is a good start for saving for an emergency fund, while still being able to enjoy life and be present for my family and loved ones. I realize that I have more than enough to save, enjoy, and be generous to others.
Coach Nik even encouraged me to assert myself at work, something I never thought I could do. I even reached out to my client to express my desire to contribute more to the team and asked for a performance evaluation, which could potentially lead to a salary review in the coming months.
Enrolling in her Fund Your Freedom program has been the highlight of my 2024. Coach Nik genuinely wants you to become the best version of yourself! While it may seem expensive at first, the valuable lessons you will learn are priceless! The worksheets were helpful, and Coach Nik’s challenging questions during our coaching sessions helped me identify what truly matters to me. This enabled me to have a clear vision for myself.

The questions Coach Nik asks during every coaching session are incredibly insightful and have helped me to delve deep into what truly matters to me. There’s no shame in being vulnerable with her about what shaped your money mindset and its roots. She will help you become the best version of yourself and realize your potential. I can’t thank Coach Nik enough for believing in me and helping me break free from my limiting beliefs.”

Meet Hannah Padilla who’s no longer a slave to her finances, now she’s finally in control of prioritizing her dreams.
Coach Nik helped me realize that there were things that I could be spending for that would instead allow me to prioritize myself… and loving myself. For the longest time, it had been spending for others and trying to figure out how to make ends meet that fueled me to work.
Within less than three months, Coach Nik helped me learn that I am worthy of unconditional love— that there was no need for me to spend on others just so I could “bribe” them into staying in my life.
Coach Nik taught me how to prioritize, plan, and be true to who I am and who I want. I didn’t know that ten minutes a month compared to slaving an hour every day to audit my expenses could change my life exponentially. This is truly a PIVOTAL moment in my life I will never forget.
Investing in Nik’s coaching is worth it. Heartfelt sessions and confessions allowed me to bid farewell to my old self... the one who cowered in insecurities and was shameful of who she was because she never felt worthy. Now, I say hello to the new me every morning, ready to allow life to happen and take the steps towards what I want it to be… and it’s all because Coach Nik tapped me on the shoulder and told me to open my eyes.
The most important lesson she has taught me is that I am worth what I work for, and that no one and nothing can take that from me. My life is mine to live, and no one is to dictate it but me. I AM IN CONTROL. Life is mine and ripe for the taking. I see how I’ve changed in the smallest portions of the day: from waking up earlier, to being more cheerful, to carefully evaluating what I need and don’t need in the grocery store. To taking time (weeks, even!) before buying on Lazada, and being more mindful every time I spend.
Coach Nik had exceeded my expectations a thousand times over. Every session was a cry fest for me because with Coach Nik’s words and presence, I knew I didn’t have to perform for her. Not only did she guide me in ways that I didn’t know I could be guided towards… she listened, she evaluated, she comforted… but most of all, she was a friend I didn’t know I needed.
Within less than three months, Coach Nik helped me learn that I am worthy of unconditional love— that there was no need for me to spend on others just so I could “bribe” them into staying in my life.
Coach Nik taught me how to prioritize, plan, and be true to who I am and who I want. I didn’t know that ten minutes a month compared to slaving an hour every day to audit my expenses could change my life exponentially. This is truly a PIVOTAL moment in my life I will never forget.
Investing in Nik’s coaching is worth it. Heartfelt sessions and confessions allowed me to bid farewell to my old self... the one who cowered in insecurities and was shameful of who she was because she never felt worthy. Now, I say hello to the new me every morning, ready to allow life to happen and take the steps towards what I want it to be… and it’s all because Coach Nik tapped me on the shoulder and told me to open my eyes.
The most important lesson she has taught me is that I am worth what I work for, and that no one and nothing can take that from me. My life is mine to live, and no one is to dictate it but me. I AM IN CONTROL. Life is mine and ripe for the taking. I see how I’ve changed in the smallest portions of the day: from waking up earlier, to being more cheerful, to carefully evaluating what I need and don’t need in the grocery store. To taking time (weeks, even!) before buying on Lazada, and being more mindful every time I spend.
Coach Nik had exceeded my expectations a thousand times over. Every session was a cry fest for me because with Coach Nik’s words and presence, I knew I didn’t have to perform for her. Not only did she guide me in ways that I didn’t know I could be guided towards… she listened, she evaluated, she comforted… but most of all, she was a friend I didn’t know I needed.

Evert who came to me as an online shopping addict, and now confident to prioritize funding her life goals because she is backed up with the proper mindset and sustainable system around money
“I enrolled in Nik’s program because I tend to splurge on things because I think it would suffice my stress. I was struggling to save money and control myself for spending too much.
After the coaching with Nik, I have now mastered the art of saying no and am now confidently prioritizing my life goals. I am now in full control, disciplined, and mindful of my spending habits.Nik empowered me to pinpoint the root cause of my stress and equipped me with the skills to manage my finances effectively. I’m happy to say that I can save a little bit now unlike before, I am gradually paying off my debts, and I have goals now to look forward to.
Coach Nik had a huge impact on my success. She will help you achieve your greatest dreams while being financially stable. Coach Nik became my partner when I was struggling with my finances. She encouraged me to stand up and take control of my life.”
Because financial stress is no longer consuming her, she was able to refocus her energy and resources on achieving her life goals – applying for her dream job in UK and getting her US immigrant visa.
After the coaching with Nik, I have now mastered the art of saying no and am now confidently prioritizing my life goals. I am now in full control, disciplined, and mindful of my spending habits.Nik empowered me to pinpoint the root cause of my stress and equipped me with the skills to manage my finances effectively. I’m happy to say that I can save a little bit now unlike before, I am gradually paying off my debts, and I have goals now to look forward to.
Coach Nik had a huge impact on my success. She will help you achieve your greatest dreams while being financially stable. Coach Nik became my partner when I was struggling with my finances. She encouraged me to stand up and take control of my life.”
Because financial stress is no longer consuming her, she was able to refocus her energy and resources on achieving her life goals – applying for her dream job in UK and getting her US immigrant visa.


Angela finally overcomes her shopping addiction less than 60 days into the program, now confident and purposeful in funding her huge life milestones with ONE income stream.
“Investing in Nik’s coaching program is 100% worth it. It is a dream comre true to finally enroll in this program. If there’s an opportunity for me to be part of her program I would, over and over again. Not because I still haven’t learned, but because she’s the best coach/life coach I’ve been with. “
Before the coaching, I always felt the need to spend on things I never need because of what I call “healing my inner child.” I struggled with the discipline on how I to control my spending, how do I keep on track and how do I actually begin saving for my dreams.
Before the coaching, I always felt the need to spend on things I never need because of what I call “healing my inner child.” I struggled with the discipline on how I to control my spending, how do I keep on track and how do I actually begin saving for my dreams.

After Nik’s coaching, I am able to identify my goals and dreams, with the lessons I’ve learned, I am confident I’ll be able to achieve them, one dream at a time. It also gave me the security on how I can properly manage my money and savings. It helped me leave my unhealthy beliefs around money. I stopped guilt spending. It gave me the mindset that spending on things that matter shouldn’t be something I’ll feel guilty of, instead it should give me peace and power.”
Client Testimonial: Angela

Meet Rics Santos who’s now confident with funding her dream life as a mom & biz owner
“If you want to set up your life for success, Coach Nik will guide you in setting achievable and attainable goals. She helps you break down the goals and help your mindset to work through these goals in order to live your dream life in a way that makes you feel that money is not the hindrance to achieving the goals you have.
I wasn’t always the type who set “goals” because I used to be just the happy-go-lucky & deserve-ko-to-so-bibilhin-ko type of person, which leaves me with little savings and not being able to afford the kind of dream life I’ve wanted. Now, I can assess the funds – where it goes, how much to save for my son’s tuition, how much to invest, and the amount of money I have left to treat myself & my family. I’m excited to SAVE more.
I now have a HUGE self-belief in myself knowing that I could always sign clients anytime and that there’s no deadline for success. I can always scale in my own time. As long as I put in the work, and take aligned actions toward my goals, I know the universe & God is going to make it work. I am now also able to plan for success!
Here are the tangible results from Nik’s coaching:
1. I was able to hit my income goal last January 2023, few weeks after starting my coaching call.
2. I was able to sign 3 clients this March 2023 right after our call!
3. My huge self-belief! I know that things are always going to work out for me.
4. The financial system and how powerful it is to plan for your success. It empowers me to save and allocate my funds in a systematized way.
5. Influence my partner with his money mindset
6. I now know how to make tipid lol and splurge everytime kasi “deserve” ko
It’s been really transformational working with Coach Nik. I always leave the call feeling positive and with such good energy. I love her personality so much!”
I wasn’t always the type who set “goals” because I used to be just the happy-go-lucky & deserve-ko-to-so-bibilhin-ko type of person, which leaves me with little savings and not being able to afford the kind of dream life I’ve wanted. Now, I can assess the funds – where it goes, how much to save for my son’s tuition, how much to invest, and the amount of money I have left to treat myself & my family. I’m excited to SAVE more.
I now have a HUGE self-belief in myself knowing that I could always sign clients anytime and that there’s no deadline for success. I can always scale in my own time. As long as I put in the work, and take aligned actions toward my goals, I know the universe & God is going to make it work. I am now also able to plan for success!
Here are the tangible results from Nik’s coaching:
1. I was able to hit my income goal last January 2023, few weeks after starting my coaching call.
2. I was able to sign 3 clients this March 2023 right after our call!
3. My huge self-belief! I know that things are always going to work out for me.
4. The financial system and how powerful it is to plan for your success. It empowers me to save and allocate my funds in a systematized way.
5. Influence my partner with his money mindset
6. I now know how to make tipid lol and splurge everytime kasi “deserve” ko
It’s been really transformational working with Coach Nik. I always leave the call feeling positive and with such good energy. I love her personality so much!”
Tune into Ric’s full interview here:

Meet Aimee who has solved the root cause of her shopping habits, now confident with achieving her goals
“Before joining Coach Nik’s program, my mindset in general was a mess. I already read different books and watch several videos about managing my finances but nothing seemed to be working in the long run. I was only able to apply the lessons that I learned for a couple of weeks and after that, I’d go back to zero again— shopping a lot, being anxious about what I want in life and how to achieve them, comparing myself with others and pleasing them, and thinking that I’m getting older but I feel like I haven’t accomplished anything yet. Then I came across one of her Tiktok videos and I told to myself that I finally found my person. I messaged her on Instagram right away and signed up for the waitlist.
After our first 1:1 session, I already felt a shift in my life. I was about to take a big step in my life before our session starts and she made me realize that it wasn’t what I want and it saved me from stress and expense. Coach Nik helped me know the root cause of my money problem, what I deserve in life, and my meaning of success that stops me from comparing myself to others. What I also like about Coach Nik is that she doesn’t say that I shouldn’t be doing this or that, instead, she lets me decide on my own. She’d just asked simple questions that made me think thoroughly if I’m on the right path. Coach Nik helped me to know myself better and she was the only one who made me voice out my unsaid thoughts and goals.
Having to know what my goals are, I’m able to control my shopping habits without depriving myself. I figured out the things and habits that will make me happy. She did all of these without judging me. Moreover, the financial system that she has is very simple yet effective. I’m very positive that it would help me achieve my financial goals.
After coaching with Nik, I’m proud to say that I don’t shop that much anymore. I don’t go crazy anymore when there’s a lot of sales going on. I also stop comparing myself to other people. I can like their posts or stories without thinking that I need to buy the same thing too. I’m able to have peace of mind and deeper faith in God that He will give me what is right for me at the right time. I also feel confident now with budgeting my money because I have a financial system that’s very simple yet effective that I can use in a long run. I also developed a proper mindset when I shop that doesn’t make me feel like I’m depriving myself.
They say that the best investment you can make is investing in yourself and I agree with it. Enrolling in Nik’s program is one of the best decisions I’ve made. She helped me to be consistent and to have a proper mindset in reaching my goals. I knew that I needed help from someone to fix my money mindset and I can’t thank Coach Nik enough for coming into my life when I needed her the most. She’s a God-sent to me.
If you wanna make yourself better, Coach Nik is the right person who can help you. She will not just give you a proper mindset about money; she will also help you boost your confidence and develop a habit in reaching your goals. She’ll give you customized coaching that will target your money problems without judgment.“
After our first 1:1 session, I already felt a shift in my life. I was about to take a big step in my life before our session starts and she made me realize that it wasn’t what I want and it saved me from stress and expense. Coach Nik helped me know the root cause of my money problem, what I deserve in life, and my meaning of success that stops me from comparing myself to others. What I also like about Coach Nik is that she doesn’t say that I shouldn’t be doing this or that, instead, she lets me decide on my own. She’d just asked simple questions that made me think thoroughly if I’m on the right path. Coach Nik helped me to know myself better and she was the only one who made me voice out my unsaid thoughts and goals.
Having to know what my goals are, I’m able to control my shopping habits without depriving myself. I figured out the things and habits that will make me happy. She did all of these without judging me. Moreover, the financial system that she has is very simple yet effective. I’m very positive that it would help me achieve my financial goals.
After coaching with Nik, I’m proud to say that I don’t shop that much anymore. I don’t go crazy anymore when there’s a lot of sales going on. I also stop comparing myself to other people. I can like their posts or stories without thinking that I need to buy the same thing too. I’m able to have peace of mind and deeper faith in God that He will give me what is right for me at the right time. I also feel confident now with budgeting my money because I have a financial system that’s very simple yet effective that I can use in a long run. I also developed a proper mindset when I shop that doesn’t make me feel like I’m depriving myself.
They say that the best investment you can make is investing in yourself and I agree with it. Enrolling in Nik’s program is one of the best decisions I’ve made. She helped me to be consistent and to have a proper mindset in reaching my goals. I knew that I needed help from someone to fix my money mindset and I can’t thank Coach Nik enough for coming into my life when I needed her the most. She’s a God-sent to me.
If you wanna make yourself better, Coach Nik is the right person who can help you. She will not just give you a proper mindset about money; she will also help you boost your confidence and develop a habit in reaching your goals. She’ll give you customized coaching that will target your money problems without judgment.“

Meet Mm who is now feeling confident, competent, and comfortable with managing her finances
“Before journeying with Coach Nik, I felt incompetent and anxious about managing my finances. I was uncomfortable whenever the topic of money came up in a conversation as it was never something my family spoke of growing up. I also believed that I had to “earn more” before I could start living independently.
Now, I genuinely feel competent, confident, and comfortable having healthy discussions about money and mananging my finances and it’s not because I l’m earning more but rather I have more clarity on what my vision and mission are and I’ve developed the skills and a have a TANGIBLE financial system in place.
Coach Nik was sent to my life at a time I needed her most. She pushed and encourage me to dream again and own up to my God-given dreams, skills, and calling. She helped me to courageously face my fears and limiting beliefs and one thing I appreciate the most is that she helped me come up with a financial system that is aligned with my values, and not influenced by expectations of this world!
What I love about her program is that it first challenged me to hone in on my vision and mission. It wasn’t just about “earning more”. It was about aligning my financial goals AND HABITS with my vision, mission, and values. Through this, she helped me embrace and own up to my God-given dreams, skills, and calling amidst my fears.
She then helped me formulate an efficient and tangible financial system that is tailor-fitted to my current stage in life (and location)!! Now, I not only have more clarity on my goals but an ACTUAL system in place to keep moving forward with them!
I really thank God for sending me coach Nik. She’s been a true blessing!! I’m looking forward to serving God better with the new skills and knowledge He gave me through her. 🧡🧡🧡 All in all, Coach Nik’s program EXCEEDED my expectations.“
Now, I genuinely feel competent, confident, and comfortable having healthy discussions about money and mananging my finances and it’s not because I l’m earning more but rather I have more clarity on what my vision and mission are and I’ve developed the skills and a have a TANGIBLE financial system in place.
Coach Nik was sent to my life at a time I needed her most. She pushed and encourage me to dream again and own up to my God-given dreams, skills, and calling. She helped me to courageously face my fears and limiting beliefs and one thing I appreciate the most is that she helped me come up with a financial system that is aligned with my values, and not influenced by expectations of this world!
What I love about her program is that it first challenged me to hone in on my vision and mission. It wasn’t just about “earning more”. It was about aligning my financial goals AND HABITS with my vision, mission, and values. Through this, she helped me embrace and own up to my God-given dreams, skills, and calling amidst my fears.
She then helped me formulate an efficient and tangible financial system that is tailor-fitted to my current stage in life (and location)!! Now, I not only have more clarity on my goals but an ACTUAL system in place to keep moving forward with them!
I really thank God for sending me coach Nik. She’s been a true blessing!! I’m looking forward to serving God better with the new skills and knowledge He gave me through her. 🧡🧡🧡 All in all, Coach Nik’s program EXCEEDED my expectations.“

Shane whom I helped with breaking free from her scarcity mindset and money anxiety that led to signing her dream client at her desired rate
“I applied for Nik’s program because I was already running out of funds, and I couldn’t understand why, especially since I had been earning 6-figures consistently for the past few months. I felt stuck in a cycle of lowering my prices and saying yes to every client, thinking it was the only way to keep going. This led to overspending on business investments, hoping I could finally gain the confidence to increase my rates—until I realized my boat was almost capsizing.
Nik’s program was the lifeline I needed. She helped me break free from that scarcity mindset and showed me how to approach my business from a place of abundance. Through her guidance, I learned that I didn’t need to keep lowering my prices, say yes to every opportunity to succeed, or invest in different services to increase my rates. Instead, she taught me how to confidently set boundaries, raise my rates, and trust that the right clients would come.
One of the biggest shifts I experienced was overcoming the victim mindset. Nik helped me see my goals with excitement instead of fear and intimidation. As a result, I’ve gained the clarity and confidence to stick to my worth. I’ve been able to cover all my expenses without touching my emergency fund or sacrificing my leisure budget. Now, I confidently say no to clients who don’t align with my values and attract those who are happy to meet my asking price.
It’s been an absolute game changer, and I can honestly say it’s worth every penny. My only regret is not joining the program sooner and getting my financial mindset straightened out before I hit rock bottom.”
Nik’s program was the lifeline I needed. She helped me break free from that scarcity mindset and showed me how to approach my business from a place of abundance. Through her guidance, I learned that I didn’t need to keep lowering my prices, say yes to every opportunity to succeed, or invest in different services to increase my rates. Instead, she taught me how to confidently set boundaries, raise my rates, and trust that the right clients would come.
One of the biggest shifts I experienced was overcoming the victim mindset. Nik helped me see my goals with excitement instead of fear and intimidation. As a result, I’ve gained the clarity and confidence to stick to my worth. I’ve been able to cover all my expenses without touching my emergency fund or sacrificing my leisure budget. Now, I confidently say no to clients who don’t align with my values and attract those who are happy to meet my asking price.
It’s been an absolute game changer, and I can honestly say it’s worth every penny. My only regret is not joining the program sooner and getting my financial mindset straightened out before I hit rock bottom.”

Meet Hazel Mendenilla whose money flow is now in order as a business owner to fund her freedom
“I’ve never been really good at handling my finances until I decided to change that, and I’m glad I found Coach Nik! She guided me how I can turn negative thoughts/mindset around money and myself into something enlightening and empowering. She helped me literally see that my goals are achievable and how to plan for them using a system personalized to me. Now I’m ready, equipped, and excited to start funding my freedom that will set me up for the big life I’m meant to live!
The questions Nik asked me during our weekly calls and writing reflections helped me dig deeper and really find out what I want, what is possible, and how I’ll turn my dreams & goals into reality by creating clear and time-bound action plans. Working on my mindset for the first few weeks really helped set the foundation. I am now more mindful of where I use or where my money goes. I now have my own blueprint for making my goals achievable.
I now have a personalized financial system which is based from coach Nik’s template–this makes my finances and money flow very organized and goal-oriented! No more wishy-washy expense tracking (like I used to)! I also learned how to set myself up for success when it comes to achieving my goals.
Invest in Nik’s coaching program soon as you can! Don’t wait for your finances to go beyond 0 like me. Coach Nik did not just help me create a financial system, but also guided me how I’ll plan to achieve my goals and eventually… my dream life!
1:1 coaching also hits different. For someone like me who doesn’t share much about myself (I’m more of a listener than a speaker), it’s really a strange feeling to just talk about myself, my money issues, and my dreams for almost 1.5 hr a week =D but it’s totally worth it as you’ll get personalized support and you’ll get the chance to speak your mind and have someone help you clarify and organize your thoughts.”
The questions Nik asked me during our weekly calls and writing reflections helped me dig deeper and really find out what I want, what is possible, and how I’ll turn my dreams & goals into reality by creating clear and time-bound action plans. Working on my mindset for the first few weeks really helped set the foundation. I am now more mindful of where I use or where my money goes. I now have my own blueprint for making my goals achievable.
I now have a personalized financial system which is based from coach Nik’s template–this makes my finances and money flow very organized and goal-oriented! No more wishy-washy expense tracking (like I used to)! I also learned how to set myself up for success when it comes to achieving my goals.
Invest in Nik’s coaching program soon as you can! Don’t wait for your finances to go beyond 0 like me. Coach Nik did not just help me create a financial system, but also guided me how I’ll plan to achieve my goals and eventually… my dream life!
1:1 coaching also hits different. For someone like me who doesn’t share much about myself (I’m more of a listener than a speaker), it’s really a strange feeling to just talk about myself, my money issues, and my dreams for almost 1.5 hr a week =D but it’s totally worth it as you’ll get personalized support and you’ll get the chance to speak your mind and have someone help you clarify and organize your thoughts.”
Tune into Hazel’s full interview here:

Clar finally breaks the pattern of over-giving, and now able to prioritize herself and focus her resources towards scaling her freelancing business
“Before the coaching with Nik, I always tend to overgive, drain my savings, and not prioritize myself. I have this belief that I have to work hard for money, settle for less, and always say yes to people’s favor, even if that means I don’t have enough for myself.
Coach Nik not only guided me in my money mindset journey, but she also guided me to have a clear vision of what I really want in life. Her holistic approach to uncovering the real problems that I am facing and asking the right questions helps me realize that the answers are within me. Having her as a coach makes you feel that you have a friend and a sister, which is so helpful for me. She will not tell you the answers and actions to take, but she will hold your hand throughout the process of uncovering your life and money goals and making you accountable to take action.
After the coaching with Nik, I am more intentional in prioritizing my needs first before giving from overflow; I have learned to let go of the need to please people and settle for unaligned clients that are draining my time and energy. I get to focus on what matters to me the most. I also save so much time in tracking my finances because I only need to do it once a month in less than 30 minutes.”
Coach Nik not only guided me in my money mindset journey, but she also guided me to have a clear vision of what I really want in life. Her holistic approach to uncovering the real problems that I am facing and asking the right questions helps me realize that the answers are within me. Having her as a coach makes you feel that you have a friend and a sister, which is so helpful for me. She will not tell you the answers and actions to take, but she will hold your hand throughout the process of uncovering your life and money goals and making you accountable to take action.
After the coaching with Nik, I am more intentional in prioritizing my needs first before giving from overflow; I have learned to let go of the need to please people and settle for unaligned clients that are draining my time and energy. I get to focus on what matters to me the most. I also save so much time in tracking my finances because I only need to do it once a month in less than 30 minutes.”

Meet JC who came to me as an impulsive spender to now being intentional, decisive, and purposeful with his money to fund his dreams
“I am a normal guy who is working in a government institution. I have always dreamed of earning big money to provide for myself and my family. All I had was a big dream but I didn’t have any idea how to reach it. I was always thinking and trying for ways, such as looking for other income streams. But it failed. I liked spending my money on random things that my emotions are telling me. If I have the funds or the credit limit for it, I would always think on how to spend it even though the money haven’t really arrived yet in my payroll.
After Nik’s coaching, my money mindset now shifted from overly spending to mindful spending. That every time I am going to spend money, I always have these metrics to think about before really doing it. That all of my spending are related to my goals and visions. To always think about my spending whether it can help me with my goals or not. I also learned a system that can be executed fast and is effective in helping me save, not for my emergency fund, but also for my freedom fund. And also, this mindset helped me not just in my finances, but also in other aspects of my life such as in my day-to-day decision-making.
From start to finish, Coach Nik was really energetic and engaging which I found myself getting more comfortable in sharing my finances to her. Though, some people might find sharing their finances a little bit taboo, Coach Nik was really welcoming and understanding with all the financing decisions I made, whether it’s good or bad. She will understand and make you realize things in a kind and caring way you’ll ever think. She also affirms the positive things that you will answer during the calls and she adds inputs that can also help you more in you day-to-day transactions. I was able to remove the limiting beliefs that I had with my finances and unleashed next-level mindsets and realizations in order for me to not just improve my finances but also reach my dreams.
Overall, I was really joyful in joining Coach Nik’s program, and it’s best investment I’ve ever made when it comes to my finances. It’s really a good buy. I never thought that what I invested would return ten-fold. It’s really worth the loan I did. I thought I was hopeless with managing my finances, but this coaching gave me hope and reason to not just fix my finances, but to achieve my dreams.”
After Nik’s coaching, my money mindset now shifted from overly spending to mindful spending. That every time I am going to spend money, I always have these metrics to think about before really doing it. That all of my spending are related to my goals and visions. To always think about my spending whether it can help me with my goals or not. I also learned a system that can be executed fast and is effective in helping me save, not for my emergency fund, but also for my freedom fund. And also, this mindset helped me not just in my finances, but also in other aspects of my life such as in my day-to-day decision-making.
From start to finish, Coach Nik was really energetic and engaging which I found myself getting more comfortable in sharing my finances to her. Though, some people might find sharing their finances a little bit taboo, Coach Nik was really welcoming and understanding with all the financing decisions I made, whether it’s good or bad. She will understand and make you realize things in a kind and caring way you’ll ever think. She also affirms the positive things that you will answer during the calls and she adds inputs that can also help you more in you day-to-day transactions. I was able to remove the limiting beliefs that I had with my finances and unleashed next-level mindsets and realizations in order for me to not just improve my finances but also reach my dreams.
Overall, I was really joyful in joining Coach Nik’s program, and it’s best investment I’ve ever made when it comes to my finances. It’s really a good buy. I never thought that what I invested would return ten-fold. It’s really worth the loan I did. I thought I was hopeless with managing my finances, but this coaching gave me hope and reason to not just fix my finances, but to achieve my dreams.”

Inah breaks the cycle of recurring debts for years and it finally ended in the first 60 days of working together
“I should’ve done this coaching earlier and ended the cycle sooner. I strongly recommend seeking Coach Nik! Don’t wait until you hit rock bottom to start.
I thought spending habits could be corrected through self-help apps and reading books, but none of these methods have worked for me –even after nearly a decade of repeating the cycle of debt and purchasing things I thought were ‘investments’ to boost my confidence.
Through Coach Nik’s program, identifying the root of my ‘investment in myself’ shopping urge completely changed the way I view money. I no longer feel the need to buy things I once thought would define my confidence, and I don’t feel guilty or deprived—just happy and content with what I already have. It’s the mindset and confidence I have now that significantly impacts my decision-making. We were able to determine the root cause of the problem. Now, I feel one step closer to achieving what I really want.
As a result, I am now able to monitor my finances without fear, plan my budgeting for the upcoming months & years, cut down on credit cards and stick to just one that I can pay off in full, and I can go to the mall without feeling guilty for not buying things. I am now feeling confident because I can clearly see where my money is going and where it will go in the future.”
I thought spending habits could be corrected through self-help apps and reading books, but none of these methods have worked for me –even after nearly a decade of repeating the cycle of debt and purchasing things I thought were ‘investments’ to boost my confidence.
Through Coach Nik’s program, identifying the root of my ‘investment in myself’ shopping urge completely changed the way I view money. I no longer feel the need to buy things I once thought would define my confidence, and I don’t feel guilty or deprived—just happy and content with what I already have. It’s the mindset and confidence I have now that significantly impacts my decision-making. We were able to determine the root cause of the problem. Now, I feel one step closer to achieving what I really want.
As a result, I am now able to monitor my finances without fear, plan my budgeting for the upcoming months & years, cut down on credit cards and stick to just one that I can pay off in full, and I can go to the mall without feeling guilty for not buying things. I am now feeling confident because I can clearly see where my money is going and where it will go in the future.”

Meet Aira Mariano who has overcome financial stress and anxiety, now excited to save up for her life goals
Coach Nik’s coaching program is a lifesaver. My stress and anxiety were eating me alive before I enrolled in her program. Coach Nik was like a sister that I never had. She brought out the fears I never knew I had and we dissected them one by one and found out what the root cause was. She encouraged me to let go of these fears in order to be ready to fulfill my goals. I also look forward to every session cos it made me feel lighter after each and every one.
Looking back to the first call we had, I had a different aura, you could really see on my face that I was struggling inside. But towards the end of the program I became more cheerful, I smiled a lot, and I just feel like I can breathe again. This serves as a stepping stone in fulfilling my dreams. Cos tbh, without this program I wouldn’t really know what I truly wanted in my life. Coach Nik helped me realize what they are and provided me with a system that would help me achieve these goals and maintain a healthy relationship with money.
I actually have a system in place now with regard to savings, bills, emergency funds, etc. without me feeling deprived of the things I want. I also love the monthly income tracker which gives me a timeline of when I’m going to achieve a certain goal. I find it really effective in making me more motivated to work and to get more clients so that I could achieve my goals earlier than projected.
I learned that I shouldn’t be afraid of money. I just have to communicate properly, especially if I know it’s gonna cause me stress and if it’s not supposed to be me finding solutions to that problem. Also, right now, whenever I want to spend on something, I think to myself first if it’s going to help me achieve my sweet-life goals. Cos if not, I mostly say to myself that maybe we can delay buying that cos we have bigger goals in mind.
Coach Nik’s program is my favorite investment this year and I swear it changed me so much even my mom wants to enroll cos she thought I’ll never change. BUT I DID.”
Looking back to the first call we had, I had a different aura, you could really see on my face that I was struggling inside. But towards the end of the program I became more cheerful, I smiled a lot, and I just feel like I can breathe again. This serves as a stepping stone in fulfilling my dreams. Cos tbh, without this program I wouldn’t really know what I truly wanted in my life. Coach Nik helped me realize what they are and provided me with a system that would help me achieve these goals and maintain a healthy relationship with money.
I actually have a system in place now with regard to savings, bills, emergency funds, etc. without me feeling deprived of the things I want. I also love the monthly income tracker which gives me a timeline of when I’m going to achieve a certain goal. I find it really effective in making me more motivated to work and to get more clients so that I could achieve my goals earlier than projected.
I learned that I shouldn’t be afraid of money. I just have to communicate properly, especially if I know it’s gonna cause me stress and if it’s not supposed to be me finding solutions to that problem. Also, right now, whenever I want to spend on something, I think to myself first if it’s going to help me achieve my sweet-life goals. Cos if not, I mostly say to myself that maybe we can delay buying that cos we have bigger goals in mind.
Coach Nik’s program is my favorite investment this year and I swear it changed me so much even my mom wants to enroll cos she thought I’ll never change. BUT I DID.”
Tune into Aira’s full interview here:

Meet Darlene Salumbre now with the confidence & system to enjoy the money she earns while saving for her future life goals
“Working with Nik completely transformed my approach to money. With her guidance, I became more aware of what it’s going to take to achieve the life I want and learned to treat myself without feeling guilty. I learned that it’s okay to treat yourself as long as you keep your bigger financial goals in mind. And speaking of goals, I became way more aware of what it’s gonna cost me to achieve the life I want, but I’m not stressing about it anymore and living in fear about spending my money. She showed me how to enjoy the fruits of my labor while still making progress toward my financial goals, and I’m now taking actionable steps toward my dreams.
Nik’s coaching program is truly one of the best investments I’ve made for myself. She’s an incredible coach who genuinely cares about her client’s success and well-being. I never felt judged or embarrassed about my financial situation, and her practical advice on budgeting, saving, and investing has made a real impact in my life.
If you’re considering investing in Nik’s 1:1 coaching program, I highly recommend it. With her help, I became more assertive and confident in my financial decisions, and I’m now more aware of my non-negotiables and what’s important to me when it comes to my finances. So if you’re ready to level up your financial game and align your money with your personal values and goals, go for it! You won’t regret it.
Thanks to her coaching, I feel more confident and in control of my money. I’ve learned so many practical tips and strategies for budgeting, saving, and investing that have made a real impact in my life. And the best part is, it’s not just about the numbers, but also about aligning your money with your personal values and goals.”
Nik’s coaching program is truly one of the best investments I’ve made for myself. She’s an incredible coach who genuinely cares about her client’s success and well-being. I never felt judged or embarrassed about my financial situation, and her practical advice on budgeting, saving, and investing has made a real impact in my life.
If you’re considering investing in Nik’s 1:1 coaching program, I highly recommend it. With her help, I became more assertive and confident in my financial decisions, and I’m now more aware of my non-negotiables and what’s important to me when it comes to my finances. So if you’re ready to level up your financial game and align your money with your personal values and goals, go for it! You won’t regret it.
Thanks to her coaching, I feel more confident and in control of my money. I’ve learned so many practical tips and strategies for budgeting, saving, and investing that have made a real impact in my life. And the best part is, it’s not just about the numbers, but also about aligning your money with your personal values and goals.”

Winona who finally breaks her shopping addiction that she has battled with since early adolescence
“Before the coaching with Nik, I was spending carelessly for instant gratification and struggled with letting go of my shopping habits. I have tracked everything and still didn’t know how to manage my finances.
I was hesitant at first because there are a lot of financial coaches who just offers you products, services, and help you count your debt, savings, etc, instead of helping clients with their problems and getting to the root of it. But with Nik, it’s totally different.
Now, I have dismissed my urges of shopping which I have been battling since my early adolescence. I know how to manage my finances and not worry about it. I know how to make my money work for me.
I know the money I save has a purpose instead of just saving for no purpose or usage behind it. I have shifted my mindset towards money once and for all. I know my priorities and how to achieve them.
I am finally free and not feel caught up or tied down towards money. Without me realising, I can buy my first property in the near future. Which is very eye-opening for me because I never thought that I can. Nik’s program completely changes your money mindset and lets you take charge of your life.”
I was hesitant at first because there are a lot of financial coaches who just offers you products, services, and help you count your debt, savings, etc, instead of helping clients with their problems and getting to the root of it. But with Nik, it’s totally different.
Now, I have dismissed my urges of shopping which I have been battling since my early adolescence. I know how to manage my finances and not worry about it. I know how to make my money work for me.
I know the money I save has a purpose instead of just saving for no purpose or usage behind it. I have shifted my mindset towards money once and for all. I know my priorities and how to achieve them.
I am finally free and not feel caught up or tied down towards money. Without me realising, I can buy my first property in the near future. Which is very eye-opening for me because I never thought that I can. Nik’s program completely changes your money mindset and lets you take charge of your life.”
Tune into Winona’s full interview here:

Kate is no longer saving out of fear, now able to let go of unaligned clients, have confidence to increase her rates and trust in herself more as a business owner
“Before working with Coach Nik, I saved out of fear, constantly worrying that my money could vanish at any moment. I lacked self-trust in my ability to rebuild my finances and held onto unaligned clients and team members due to a scarcity mindset. Without a clear objective, I felt pressured to achieve higher income goals each month, frequently comparing myself to others and accumulating unnecessary courses.
After working with her, I’ve achieved significant financial milestones, including securing a 6-figure emergency fund, funding a family trip to Japan, and planning for retirement. Separating my business’s emergency fund from personal funds and letting go of unaligned clients have improved my financial stability. I was also able to refine my business systems based on the goals I desired. I now have a system of saving and spending that allows me to stop overthinking and being afraid that all things will just disappear in a snap. Investing with Coach Nik has been one of the best investments that I have made for my life and my business!
The way I make decisions for my business has changed—I’ve become more objective and can discern which decisions will propel me toward my goals and my dream life. I trusted myself more. I now have a clear vision, knowing my goals and what my dream life looks like. I’ve also reduced the frequency of comparing myself to others. I became more intentional in everything that I do.
She reframed all the mindset that I had that was blocking me from becoming a better business owner. She has also fixed my mindset around rewarding myself and how valuable my services are to my clients. She never judged how I felt and what I said. She asked me really good questions to reframe my mindset, decipher what I truly want, and taught me really good exercises that I can do on my own to come up with a decision that not only feels good for me but also is the best decision for me, not based on other people’s goals and what other people would do.
If you’re someone who desires to acquire a new & better identity to get you closer to your goals, invest in Coach Nik!! She’ll guide you in having a clear direction and achieve how to be that person to be in that place. What you’ll learn in the program is something you can use for a lifetime. The investment is a total no-brainer 💯”
After working with her, I’ve achieved significant financial milestones, including securing a 6-figure emergency fund, funding a family trip to Japan, and planning for retirement. Separating my business’s emergency fund from personal funds and letting go of unaligned clients have improved my financial stability. I was also able to refine my business systems based on the goals I desired. I now have a system of saving and spending that allows me to stop overthinking and being afraid that all things will just disappear in a snap. Investing with Coach Nik has been one of the best investments that I have made for my life and my business!
The way I make decisions for my business has changed—I’ve become more objective and can discern which decisions will propel me toward my goals and my dream life. I trusted myself more. I now have a clear vision, knowing my goals and what my dream life looks like. I’ve also reduced the frequency of comparing myself to others. I became more intentional in everything that I do.
She reframed all the mindset that I had that was blocking me from becoming a better business owner. She has also fixed my mindset around rewarding myself and how valuable my services are to my clients. She never judged how I felt and what I said. She asked me really good questions to reframe my mindset, decipher what I truly want, and taught me really good exercises that I can do on my own to come up with a decision that not only feels good for me but also is the best decision for me, not based on other people’s goals and what other people would do.
If you’re someone who desires to acquire a new & better identity to get you closer to your goals, invest in Coach Nik!! She’ll guide you in having a clear direction and achieve how to be that person to be in that place. What you’ll learn in the program is something you can use for a lifetime. The investment is a total no-brainer 💯”

Maffet is now able to balance saving for her future goals while having fun and exploring creative pursuits
“Before joining Coach Nik’s coaching program, I was caught in a paradox. As a breadwinner, I spent years in survival mode, constantly anxious about every financial decision. When I finally reached a point of financial comfort, a new challenge emerged – I had the means, but I had lost the ability to dream and live freely. I was stuck in a cycle of earning more than enough, yet not knowing how to utilize it to truly LIVE my life. I had this scarcity mindset that I just couldn’t shake off. Then I realized I needed a bit more than DIY – I needed some expert, personalized guidance to help me.
After the coaching, I’m definitely less anxious now because I now have a clear vision of what I want, and it feels like a weight has been lifted. I’ve embraced the art of dreaming big. More importantly, I’ve mapped out a concrete plan to turn those dreams into reality.
One of the biggest game-changers for me was learning to ask myself the tough questions, just like Coach Nik did during our sessions. It’s like having a mental compass to navigate through my once chaotic thoughts. This new skill has been invaluable in getting to the heart of what I want financially and personally. It’s not just about the numbers anymore; it’s about creating a life that aligns with my deepest values and aspirations.
My main purpose when I joined Coach Nik’s program was to figure out what I truly want: what’s next for me, how I can improve, how can I make sure that I am preparing fully well for the future, etc. while also taking good care of my present, and making peace with my past. Coach Nik helped me dig into why dreaming felt so tough, which was like a mix of therapy and a deep chat with an old friend. We talked through my past experiences, which was super eye-opening.
Coach Nik’s coaching was like turning on the light – suddenly, it all made sense. We didn’t just make plans; we built a whole runway for my dreams to take off! Now, I’m all about taking care of my three selves – past me, present me, and future me. 💛
If you’re on the fence about joining Coach Nik’s program, I say go for it! It’s not just about tweaking your financial strategies; it’s a deep dive into understanding your ‘why’ and reshaping your entire approach to money. Imagine turning off that constant anxiety soundtrack and replacing it with a clear, confident plan for your financial future. That’s what you get with Coach Nik – it’s a game-changer, especially if you’re ready to transform not just your finances, but your entire mindset around money.”
After the coaching, I’m definitely less anxious now because I now have a clear vision of what I want, and it feels like a weight has been lifted. I’ve embraced the art of dreaming big. More importantly, I’ve mapped out a concrete plan to turn those dreams into reality.
One of the biggest game-changers for me was learning to ask myself the tough questions, just like Coach Nik did during our sessions. It’s like having a mental compass to navigate through my once chaotic thoughts. This new skill has been invaluable in getting to the heart of what I want financially and personally. It’s not just about the numbers anymore; it’s about creating a life that aligns with my deepest values and aspirations.
My main purpose when I joined Coach Nik’s program was to figure out what I truly want: what’s next for me, how I can improve, how can I make sure that I am preparing fully well for the future, etc. while also taking good care of my present, and making peace with my past. Coach Nik helped me dig into why dreaming felt so tough, which was like a mix of therapy and a deep chat with an old friend. We talked through my past experiences, which was super eye-opening.
Coach Nik’s coaching was like turning on the light – suddenly, it all made sense. We didn’t just make plans; we built a whole runway for my dreams to take off! Now, I’m all about taking care of my three selves – past me, present me, and future me. 💛
If you’re on the fence about joining Coach Nik’s program, I say go for it! It’s not just about tweaking your financial strategies; it’s a deep dive into understanding your ‘why’ and reshaping your entire approach to money. Imagine turning off that constant anxiety soundtrack and replacing it with a clear, confident plan for your financial future. That’s what you get with Coach Nik – it’s a game-changer, especially if you’re ready to transform not just your finances, but your entire mindset around money.”

Meet Keanu Plantilla who’s now confident to sustain his financial system and achieve his 6-figure savings
“Before I had coaching with Nik, I was lost. I had no direction on where I want to put my money and the purpose of my savings. I didn’t know my “why?” Yes, I had the capability to earn and save, but I didn’t know where to start and to where I should put my energy in.
Now that I’ve finished the program, I’ve become mindful and intentional of my expenses. I learned to trust myself and become confident in my decision-making. Nik was pretty helpful in making me realize my potential. That I am prepped for something great and I just needed to tap my inner subconscious and allow myself to be aligned with my desires.
I was able to fully automate my expenses which allowed me to have 360 of where my expenses go. I was able to build the confidence to step out of my comfort zone. I was able to align my savings with my personal goals which serves as my constant reminder that I have a bigger role to play and I can achieve it at my own pace at my own time.
What I really love about Nik’s program is how it touches the deepest parts of yourself. It’s a life-changing journey that lets you open your sensitive and vulnerable side which in turn builds trust and strength within. What’s great is that you’ll be more self-aware with your ability to handle challenges and you’ll be able to raise your self-esteem as you move forward. Every week will make you more excited as you feel the positive energy building inside of you.”
Now that I’ve finished the program, I’ve become mindful and intentional of my expenses. I learned to trust myself and become confident in my decision-making. Nik was pretty helpful in making me realize my potential. That I am prepped for something great and I just needed to tap my inner subconscious and allow myself to be aligned with my desires.
I was able to fully automate my expenses which allowed me to have 360 of where my expenses go. I was able to build the confidence to step out of my comfort zone. I was able to align my savings with my personal goals which serves as my constant reminder that I have a bigger role to play and I can achieve it at my own pace at my own time.
What I really love about Nik’s program is how it touches the deepest parts of yourself. It’s a life-changing journey that lets you open your sensitive and vulnerable side which in turn builds trust and strength within. What’s great is that you’ll be more self-aware with your ability to handle challenges and you’ll be able to raise your self-esteem as you move forward. Every week will make you more excited as you feel the positive energy building inside of you.”

May has finally overcome her impulsive buying habits and now saving consistently to fund her dreams
“Before my sessions with Nik, I believed I was simply materialistic and prone to impulsive spending. I attributed my financial challenges to being ‘magastos’.
However, delving deeper into my motivations with Nik, we uncovered the true root of my spending habits. Expressing it aloud brought clarity and Nik, rather than providing answers, guided me to self-discovery, allowing me to articulate the reasons on my own.
Now that I am more honest with myself, I could easily say NO to things that do not serve any purpose to me.
I have tried so many financial systems I saw online but I always end up going back to my spending ways. But now, I am focused on developing the ‘hows’ to improve my financial habits and I can easily follow my financial system now without feeling overwhelmed.
Nik’s coaching program is not just about Finance and Money. It is more about discovering yourself and your whys, the financial systems will follow.”
However, delving deeper into my motivations with Nik, we uncovered the true root of my spending habits. Expressing it aloud brought clarity and Nik, rather than providing answers, guided me to self-discovery, allowing me to articulate the reasons on my own.
Now that I am more honest with myself, I could easily say NO to things that do not serve any purpose to me.
I have tried so many financial systems I saw online but I always end up going back to my spending ways. But now, I am focused on developing the ‘hows’ to improve my financial habits and I can easily follow my financial system now without feeling overwhelmed.
Nik’s coaching program is not just about Finance and Money. It is more about discovering yourself and your whys, the financial systems will follow.”

Meet Dennise Ervas who finally has a sustainable financial system, now confident to achieve her life goals
“Coach Nik helped me change my mindset in achieving my life and financial goals. I always had so many ideas and goals that I wanted to achieve but was always doubtful and scared of taking the necessary steps. I was aimless and going through life in auto-pilot. I always thought it was paying the bills and debts first. I focused on my limiting beliefs, instead of turning things around by looking for a solution and mitigating the risks. With her help, I am able to take logical steps to achieve my goals. This program has been life-changing for me. The changes are instant, even on the 1st session alone.
The simplified financial system has helped me in budgeting in a way that I don’t feel restricted from enjoying my hard-earned salary and at the same time saving for my EF.
I also got a few client inquiries for the services I was providing in Upwork because she helped me take logical steps in improving my cover letter and portfolio to be able to attract more clients.
I feel more confident now in my skills and capabilities. This program has made a ripple effect in my life, I signed up just wanting a sustainable financial system but it has been more than that. I am more mature in handling my finances, it has given me the confidence to communicate my needs/wants to other people.
To Coach Nik, thank you for appearing in my Tiktok feed one random day in October 2022. While the next available slot by then was in January 2023, I knew I should not pass on the chance to turn my life around. I knew, and God knew, that I needed help – I was so tired juggling a 9to5 and side hustles that only depleted my spirit. You helped me navigate the uncertainties and have given me the tools to make good and sound life/financial decisions.”
The simplified financial system has helped me in budgeting in a way that I don’t feel restricted from enjoying my hard-earned salary and at the same time saving for my EF.
I also got a few client inquiries for the services I was providing in Upwork because she helped me take logical steps in improving my cover letter and portfolio to be able to attract more clients.
I feel more confident now in my skills and capabilities. This program has made a ripple effect in my life, I signed up just wanting a sustainable financial system but it has been more than that. I am more mature in handling my finances, it has given me the confidence to communicate my needs/wants to other people.
To Coach Nik, thank you for appearing in my Tiktok feed one random day in October 2022. While the next available slot by then was in January 2023, I knew I should not pass on the chance to turn my life around. I knew, and God knew, that I needed help – I was so tired juggling a 9to5 and side hustles that only depleted my spirit. You helped me navigate the uncertainties and have given me the tools to make good and sound life/financial decisions.”

Meet Nicole Arguillo who stopped aimlessly saving, now with clear priorities and living independently
“What I love about Coach Nik’s program is how holistic it is. I fully align with her mindset that to address money concerns, you have to look into other aspects in your life such as your past, how you currently perceive yourself, your overall life circumstances, etc. She made me realize I deserve more and that I can be unapologetic about it! I also love how she provided such a safe space for me to show my vulnerable side and allowed me to go at my own pace when processing what we discuss during our calls. I told her this on our last day and I’ll say it again: I’m thankful she took the leap and went all-in on her coaching so she could help more people like me get more out of life.
Before Nik, I used to hoard money as if the money I could’ve spent would never come back to me. I kept saving for a rainy day but never got to fully enjoy the present. I was aimlessly saving and I wanted to accomplish so many things at the same time but ironically I was also very hesitant to part with the money I saved up for.
After our coaching, my priorities when it comes to my life goals are now in order, so I know how to manage my finances as well to achieve those goals. I finally got to fix my budgeting system because I had difficulty with timing my credit card payment and the cash I had on-hand. It has freed up so much headspace so I could focus on working towards my version of the sweet life.
Her Tiktok videos are already helpful as is but there’s an added value to getting help on specific concerns you may have considering your financial situation. It also felt nice that there was a real-time 1:1 interaction with a coach addressing you directly. In a good way, it forces me to concentrate even more because other than Coach Nik, I’m the only other person in the virtual calls.”
Before Nik, I used to hoard money as if the money I could’ve spent would never come back to me. I kept saving for a rainy day but never got to fully enjoy the present. I was aimlessly saving and I wanted to accomplish so many things at the same time but ironically I was also very hesitant to part with the money I saved up for.
After our coaching, my priorities when it comes to my life goals are now in order, so I know how to manage my finances as well to achieve those goals. I finally got to fix my budgeting system because I had difficulty with timing my credit card payment and the cash I had on-hand. It has freed up so much headspace so I could focus on working towards my version of the sweet life.
Her Tiktok videos are already helpful as is but there’s an added value to getting help on specific concerns you may have considering your financial situation. It also felt nice that there was a real-time 1:1 interaction with a coach addressing you directly. In a good way, it forces me to concentrate even more because other than Coach Nik, I’m the only other person in the virtual calls.”

Meet Aimee Ayson who’s now confident in making money decisions as a working mom
“I’m truly blessed to have met Coach Nik. I know I am extremely busy with everything going on with my lives personally and professionally but she still somewhat helped me to see myself from a different perspective. You’ve blown my mind since day one. I’m more confident now making decisions for myself and my business. I can see myself being able to achieve my goals without beating myself up.
Coach Nik is one the best people that ever come crossed my life! If you are truly ready to change your money mindset and implement. Go do it! There is no rocket science needed to be ready. Go do it, and thank yourself later. I’m more confident now making decisions that are aligned to myself. I do take time now to think if something is truly align with what I want to achieve and that is liberating. As a result, I am now earning consistent target income and being able to afford things without comprising myself.”
Coach Nik is one the best people that ever come crossed my life! If you are truly ready to change your money mindset and implement. Go do it! There is no rocket science needed to be ready. Go do it, and thank yourself later. I’m more confident now making decisions that are aligned to myself. I do take time now to think if something is truly align with what I want to achieve and that is liberating. As a result, I am now earning consistent target income and being able to afford things without comprising myself.”
Tune into Aimee’s full interview here:

Meet Yvette Jacobo who’s now confident in managing finances for her family and business
“Before Nik, money was a difficult topic for me. I felt like I’m always running out of money and that I always need to sacrifice my wants. I struggled with budgeting and monitoring my finances because looking at the numbers scares me.
After coaching with Nik, I’m now more in control of my finances and I no longer chase after money. I trust myself with my money decisions and I became more purposeful with my spending. I now have a working financial system that I can apply not only to our family but also to our business. I was able to figure out where I stand financially, which made me more confident in my decision making. I’m now in the process of expanding the business by hiring people, and setting up our systems, without having to worry where I will get the money to pay them.
If you’re considering investing in Coach Nik’s program, DO IT AS SOON AS YOU CAN. Invest now because you’ll see the ROI as early as possible. The biggest ROI I got is I trust myself more now to decide. It really starts from within. I wish more people would know about her program and learn from her. I will forever carry with me all the lessons I learned from our coaching calls. It’s not just the financial system that she helped me build, but also the mindset shifts and life coaching she gave. I am so thankful for you, Coach Nik!”
After coaching with Nik, I’m now more in control of my finances and I no longer chase after money. I trust myself with my money decisions and I became more purposeful with my spending. I now have a working financial system that I can apply not only to our family but also to our business. I was able to figure out where I stand financially, which made me more confident in my decision making. I’m now in the process of expanding the business by hiring people, and setting up our systems, without having to worry where I will get the money to pay them.
If you’re considering investing in Coach Nik’s program, DO IT AS SOON AS YOU CAN. Invest now because you’ll see the ROI as early as possible. The biggest ROI I got is I trust myself more now to decide. It really starts from within. I wish more people would know about her program and learn from her. I will forever carry with me all the lessons I learned from our coaching calls. It’s not just the financial system that she helped me build, but also the mindset shifts and life coaching she gave. I am so thankful for you, Coach Nik!”

Meet Kevin who weeds out bad debts, and pursues his dream career
I have straightened out my priorities which is weed out all my bad debts and I have established a system that I can see and track it without doing the daily recording of my expenses.
Nik’s program, in my opinion, generated an ROI, that percentages could not match. This is an investment that will translate to habits. Habits that will translate to financial stability. If you want a program that will not instruct you what to do, or be condescending to you and just listen, Nik can help you. Trust me, I have been there and my journey is just starting on the right path. Aside from that, for me it is a big amount but I believe that in order for me to reach this certain perception in life, it is no different than taking a semester in college.
I came from bad financial decisions and shameful excuses but the thing is, once you seek help and proper guidance with the right person, everything will be manageable. The best thing about Nik is that there is never an ounce of judgment from her. I am still so grateful for her empathy and guidance that allowed me to make it through the sessions.”
Nik’s program, in my opinion, generated an ROI, that percentages could not match. This is an investment that will translate to habits. Habits that will translate to financial stability. If you want a program that will not instruct you what to do, or be condescending to you and just listen, Nik can help you. Trust me, I have been there and my journey is just starting on the right path. Aside from that, for me it is a big amount but I believe that in order for me to reach this certain perception in life, it is no different than taking a semester in college.
I came from bad financial decisions and shameful excuses but the thing is, once you seek help and proper guidance with the right person, everything will be manageable. The best thing about Nik is that there is never an ounce of judgment from her. I am still so grateful for her empathy and guidance that allowed me to make it through the sessions.”

Meet Anj Mariano who’s now financially prepared to go full-time in her dream business
“If you’re like me who was so afraid to transition to going full-time in business because you think it’s unstable, then Nik is the best mentor that can help you! I was struggling with my fear of going full-time in my business. I did not know how to confidently let go of my 9-5 permanent government position. I kept allowing other people to dictate what I should do with my career…
Now, with much clearer goals aligned with my vision, I now take daily actions leading to the life that I dream of. I now hold myself accountable for the results of everything I do. The coaching sessions with Nik gave me the push so I can make a difference in my design business, even if I’m doing it as a side-hustle. After 8 weeks of power calls, I was able to book 2 premium clients as a result of my consistent actions.
Further, I am now able to automate saving up for my emergency, travel, and freedom funds. With this, I am super confident of going full-time in my design business six months after going through her program (when I thought it would take me 5 more years before!).
If you think pursuing what you love is not sustainable, then this program is for you. I grew up thinking that pursuing what I’m passionate about is selfish and that it would not give me the financial security I need. Boy, was I wrong. With Nik’s coaching program, I am now on my way to going full-time pursuing what I love and living a life true to myself and my values.”
Now, with much clearer goals aligned with my vision, I now take daily actions leading to the life that I dream of. I now hold myself accountable for the results of everything I do. The coaching sessions with Nik gave me the push so I can make a difference in my design business, even if I’m doing it as a side-hustle. After 8 weeks of power calls, I was able to book 2 premium clients as a result of my consistent actions.
Further, I am now able to automate saving up for my emergency, travel, and freedom funds. With this, I am super confident of going full-time in my design business six months after going through her program (when I thought it would take me 5 more years before!).
If you think pursuing what you love is not sustainable, then this program is for you. I grew up thinking that pursuing what I’m passionate about is selfish and that it would not give me the financial security I need. Boy, was I wrong. With Nik’s coaching program, I am now on my way to going full-time pursuing what I love and living a life true to myself and my values.”

Meet Miqa Paz who’s now earning from doing what she loves
“Before, I had this mindset that you can only achieve your dream income if you worked on the most profitable jobs. I was side-hustling a bit too much, and I was growing far too less…
Coach Nik is an amazing coach – truly one of the best listeners I’ve met so far. In just a few sessions, I found myself getting closer and closer to my goals. Ang surreal, actually, and hindi pa nagsi-sink in ‘yung mga blessings na dumating during and after the program. I just got hired from a job that I truly am passionate about AND at the same time, a job that will give me my goal income. Also, I grew my TikTok, and I’m now receiving brand deals from it. As long as you do things from the heart, everything else (including money) will follow.
Nik’s program made me believe that your true passions will not betray you. This will be one of the best investments you’re gonna make for yourself. I definitely got more than what I paid for. I can’t thank Coach Nik enough.”
Coach Nik is an amazing coach – truly one of the best listeners I’ve met so far. In just a few sessions, I found myself getting closer and closer to my goals. Ang surreal, actually, and hindi pa nagsi-sink in ‘yung mga blessings na dumating during and after the program. I just got hired from a job that I truly am passionate about AND at the same time, a job that will give me my goal income. Also, I grew my TikTok, and I’m now receiving brand deals from it. As long as you do things from the heart, everything else (including money) will follow.
Nik’s program made me believe that your true passions will not betray you. This will be one of the best investments you’re gonna make for yourself. I definitely got more than what I paid for. I can’t thank Coach Nik enough.”
Tune into Miqa’s full interview here:

Meet Angel Palaganas who’s now living independently and launched her dream business
“Before coaching with Nik, I did not have a system that will help me stay consistent, I also always get frustrated whenever I need to do my finances each month… After our coaching sessions, I was finally able to move out and have a financial system that will help me in my journey towards living independently. IT’S WORTH IT! Since the first week, I have released so much negative thoughts and energy and because of that, I was able to receive so much positive things in my life. I could really say that I have changed for the better. Managing my finances can now be fun and exciting! I’ve also released a lot of negative thoughts about money which helped me manage my money well and stay aligned with my goals.
My biggest take away in all our coaching calls is that once you start releasing all the negative thoughts you have about money, clarify your goals and take action, one by one you will literally see all the positive changes in your life and you will receive so much blessings that are aligned with you goals. In two months, so much have changed in my life, it makes me wonder, what else is possible in a year or more 🙂 Thanks Coach, Nik! You’re the best! I thank God for blessing you because you were able to help me and it has been life-changing.“
My biggest take away in all our coaching calls is that once you start releasing all the negative thoughts you have about money, clarify your goals and take action, one by one you will literally see all the positive changes in your life and you will receive so much blessings that are aligned with you goals. In two months, so much have changed in my life, it makes me wonder, what else is possible in a year or more 🙂 Thanks Coach, Nik! You’re the best! I thank God for blessing you because you were able to help me and it has been life-changing.“
Tune into Angel’s full interview here:

Meet Nathelle Lumabad who can manage her finances in 10mins tops while funding her dreams as a freelancer
“I was operating on a mindset of lack, overwhelm and panic whenever finances come into the picture. I always felt money was never enough, no matter how much I worked or how many projects I would handle. I end up overspending on things I don’t really need, or give out too much w/o thinking of myself…
After my coaching sessions with Nik, I now embody the identity of someone whose money works for her. I’m not enslaved to my paycheck or what I receive on a monthly basis. Rather, I know that money is enough (and in fact, has always been enough), and that there could be more for me to enjoy. And all this is possible, while I can still pursue my goals, dreams and passion projects. Even better, I don’t need to grind so hard, have endless sleepless nights to get to where I want to be!
As a result, I am almost at my target 6-month EF!!! Parang ang bilis and I didn’t feel that I was doing so much work! It’s so satisfying and empowering to see that my savings are being rebuilt 🥺 it feels so good na automatic ang pagtransfer sa savings account ko. I am actually looking forward to days when I do my “accounting” – which takes me 10 min. tops! No more dread!!!
Really affirmed what I learned from Nik, that I don’t need to grind and tire myself out. I can save, And I allow myself to spend too! Still very grateful for Nik and her coaching. It really is an investment that reaps rewards that last a lifetime.
Investing in a financial coach when you’ve hit rock bottom seems like a counterproductive thing to do, but this was exactly what I needed so I can finally stop being so overwhelmed and panicky about money. Nik’s coaching program goes into the root cause of your financial issues and helps you nip it in the bud so that you can live your best life. She is a wonderful coach who truly cares for you. She becomes your personal cheerleader and champion, guiding you to finally decide to choose yourself. If you’re like me, who felt hopeless and almost resigned to my old situation, then this is the sign for you to book that call with Nik. You’ve got nothing to lose, but so much more to gain.”
After my coaching sessions with Nik, I now embody the identity of someone whose money works for her. I’m not enslaved to my paycheck or what I receive on a monthly basis. Rather, I know that money is enough (and in fact, has always been enough), and that there could be more for me to enjoy. And all this is possible, while I can still pursue my goals, dreams and passion projects. Even better, I don’t need to grind so hard, have endless sleepless nights to get to where I want to be!
As a result, I am almost at my target 6-month EF!!! Parang ang bilis and I didn’t feel that I was doing so much work! It’s so satisfying and empowering to see that my savings are being rebuilt 🥺 it feels so good na automatic ang pagtransfer sa savings account ko. I am actually looking forward to days when I do my “accounting” – which takes me 10 min. tops! No more dread!!!
Really affirmed what I learned from Nik, that I don’t need to grind and tire myself out. I can save, And I allow myself to spend too! Still very grateful for Nik and her coaching. It really is an investment that reaps rewards that last a lifetime.
Investing in a financial coach when you’ve hit rock bottom seems like a counterproductive thing to do, but this was exactly what I needed so I can finally stop being so overwhelmed and panicky about money. Nik’s coaching program goes into the root cause of your financial issues and helps you nip it in the bud so that you can live your best life. She is a wonderful coach who truly cares for you. She becomes your personal cheerleader and champion, guiding you to finally decide to choose yourself. If you’re like me, who felt hopeless and almost resigned to my old situation, then this is the sign for you to book that call with Nik. You’ve got nothing to lose, but so much more to gain.”

Meet Kristel Tariman who uncovered her mindset blocks around money, now more confident with her finances
“If you are at a phase where you feel like you’re working just for the money and feel like what you do is never enough, it may be time to look at your money mindset. It’s not about how much you make but how you manage it. Nik has an amazing system that not only deep dives into managing money but going over your mindset and uncovering your blocks and your purpose. I am 100% happy with my investment with Nik! She is a life changer and I am so grateful to have met her and be guided by her. The mindset shifts are incredibly powerful and I am more confident than ever.
I am more confident in showing up and I have prioritized saving up for my emergency fund. I would say that my impulsive buying has definitely lessened! My overall view and mindset around money has changed! I now know what is the minimum for me and I know that I am enough. I am now confident in handling my finances knowing that money is really just a way for me to live my best life. I am confident because I am clear and intentional about where my energy and money go.”
I am more confident in showing up and I have prioritized saving up for my emergency fund. I would say that my impulsive buying has definitely lessened! My overall view and mindset around money has changed! I now know what is the minimum for me and I know that I am enough. I am now confident in handling my finances knowing that money is really just a way for me to live my best life. I am confident because I am clear and intentional about where my energy and money go.”

Meet Veronica Lu who can be both realistic and idealistic with funding her goals as a mom
I am grateful for taking this coaching program with Nik. As a working Solo Mom, managing finances is a real challenge not to say that I also want to finance my own life goals! I would always feel guilty for spending ample amount for myself and my passion projects. I knew that I have limiting beliefs that I need to overcome and she just managed to help me get through it. Nik helped me unlearn things and process my thoughts and mindset towards finances and she did more than expected! She is really into it and I 100% recommend to invest into her program.
I was able to properly plan out my plans to save up for my future career goals, as well as pay my debts without worrying on my day-to-day financial responsibilities, and confidently work on my career and build my passion project at the same time. I can be 100% realistic and idealistic to my goals.”
I was able to properly plan out my plans to save up for my future career goals, as well as pay my debts without worrying on my day-to-day financial responsibilities, and confidently work on my career and build my passion project at the same time. I can be 100% realistic and idealistic to my goals.”

Meet Faye Quiocho who can now embrace being a breadwinner while funding her dreams
“BEFORE, I thought as long as I have source of HIGH income my financial state is steady. Settling my debts are hard to achieve and I don’t have the opportunity yet to dream big because of how heavy the responsibilities are being a panganay and breadwinner…
NOW, how I manage my finances has never been the same since I joined Nik’s 1:1 coaching program. I thought I will be overwhelmed just thinking that I will be doing it with a coach. I was afraid that I am going to be judged on how I handle my finances before, but Coach Nik never made me feel that way… She is like a driving coach teaching me how to hold the steering wheel of my life. She is more than willing to dig deeper to know my roots and with determination, I discovered my purpose and identity.
If I didn’t avail of this service, I might experience costly mistakes in financing. I am grateful that this kind of service exists. I have now a clearer view of who I want to be in the future and what I need in order to be there. The purpose of maximizing my “now” that will contribute to my future dream life. My mindset has become purpose-driven, and that purpose is to make my dream life come true.”
NOW, how I manage my finances has never been the same since I joined Nik’s 1:1 coaching program. I thought I will be overwhelmed just thinking that I will be doing it with a coach. I was afraid that I am going to be judged on how I handle my finances before, but Coach Nik never made me feel that way… She is like a driving coach teaching me how to hold the steering wheel of my life. She is more than willing to dig deeper to know my roots and with determination, I discovered my purpose and identity.
If I didn’t avail of this service, I might experience costly mistakes in financing. I am grateful that this kind of service exists. I have now a clearer view of who I want to be in the future and what I need in order to be there. The purpose of maximizing my “now” that will contribute to my future dream life. My mindset has become purpose-driven, and that purpose is to make my dream life come true.”

Meet AJ Juliano who can enjoy what she earns without depriving herself & loved ones
The value you’ll get from coach Nik’s program is more that what you pay for. The approach I received from coach Nik is very holistic to the point that I get to feel empowered as a person every after each one-on-one session with her. It is one of the best investments I made entering with expectations that I can be able to manage my finances properly but graduated as a whole new better person. She’s very understanding and very patient with me not only with answering the worksheets and technical problems but also with my life’s challenges. The impact that she left me after the program is so powerful and I am grateful that she has been a part of my journey not only with handling my finances better but also being empowered into believing in myself and my goals and dreams.
Now, I no longer stay with the shopping apps longer and buy something because it’s cheap, cute, or because I’m bored and/or burnt out. I get to have a budget to spend on achieving my dreams and not blinded by any sale or budols impulsively. I also had this affirmation that I am brave and got to go to trips that changed my life. I always keep in mind whenever I do purchase something is how it is aligned to my goals. I get to save up without beating myself up haha as well as enjoy the money I earn without depriving myself and my loved ones.”
Now, I no longer stay with the shopping apps longer and buy something because it’s cheap, cute, or because I’m bored and/or burnt out. I get to have a budget to spend on achieving my dreams and not blinded by any sale or budols impulsively. I also had this affirmation that I am brave and got to go to trips that changed my life. I always keep in mind whenever I do purchase something is how it is aligned to my goals. I get to save up without beating myself up haha as well as enjoy the money I earn without depriving myself and my loved ones.”

Meet Grace Marcial who is now worry-free about spending and on her way to funding her dreams
“Coach Nik is more than a Money Mindset Coach. Her goal for her clients is to be the champions of their own lives. Nik’s program is an antidote to shopaholic tendencies and limiting beliefs about money. This program is an eye opener to the true blueprint of how to properly use money.
Before the coaching call, I was very intimidated about handling money. I have applied tips found on the web, but DIYing just made me frustrated and went into a cycle of trial and error. I felt like I needed to sacrifice and deprive myself for months to achieve my saving goals. This ends up having a worse relapse on shopping online, and I feel that giving (extra) to my loved ones means sacrificing a portion of my happiness.
I now believe that money can be my best friend which will help me fund my dream to reality, make me worry-free about spending, and save me from striving and sacrificing so much to secure my retirement. This program navigated my life’s destination on a good trajectory. I’m not trapped in the loop of DIY-ing my financial system anymore. Having a financial system can be liberating! Keeping it simple makes it sustainable.
I got my ideal monthly revenue by initiating to ask my boss about my existing salary grade. I’m more confident now because I have clearly defined my worth and identity. Pivoting my mindset to what really adds value to my life saves me energy every day to do what I want.”
Before the coaching call, I was very intimidated about handling money. I have applied tips found on the web, but DIYing just made me frustrated and went into a cycle of trial and error. I felt like I needed to sacrifice and deprive myself for months to achieve my saving goals. This ends up having a worse relapse on shopping online, and I feel that giving (extra) to my loved ones means sacrificing a portion of my happiness.
I now believe that money can be my best friend which will help me fund my dream to reality, make me worry-free about spending, and save me from striving and sacrificing so much to secure my retirement. This program navigated my life’s destination on a good trajectory. I’m not trapped in the loop of DIY-ing my financial system anymore. Having a financial system can be liberating! Keeping it simple makes it sustainable.
I got my ideal monthly revenue by initiating to ask my boss about my existing salary grade. I’m more confident now because I have clearly defined my worth and identity. Pivoting my mindset to what really adds value to my life saves me energy every day to do what I want.”

Meet Diara Puso who’s able to balance spending & saving without depriving herself
Nik’s program is PRICELESS! The things you’ll learn inside and the NEW YOU is definitely priceless and worth it! Every session were bombs. We always end the sessions with a result and big realizations. Now, I enjoy saving knowing that it’s for my sweet-life goals. I now know the purpose behind why I’m saving. I can now easily track my expenses with her financial system, the tracking of my emergency and freedom fund.
Nik is very approachable and you can easily open up to her during the sessions! Before joining the program, I was thinking if I can do this 1:1 since it would be my first time and I’m an introvert. But surprisingly, I was able to open up to her and talk to her like my friend. She always makes sure that I am able to think and internalize everything. She allows me to talk and ponder on my decisions and action steps.
What you’ll learn inside and what she teaches inside is really customized for YOU and your NEEDS. Her program for me is PRICELESS! So if you’re a working professional may that be in corporate or online, you definitely need Nik if you want to have a great relationship money, a mindful living and great spending and saving habits.
Nik is very approachable and you can easily open up to her during the sessions! Before joining the program, I was thinking if I can do this 1:1 since it would be my first time and I’m an introvert. But surprisingly, I was able to open up to her and talk to her like my friend. She always makes sure that I am able to think and internalize everything. She allows me to talk and ponder on my decisions and action steps.
What you’ll learn inside and what she teaches inside is really customized for YOU and your NEEDS. Her program for me is PRICELESS! So if you’re a working professional may that be in corporate or online, you definitely need Nik if you want to have a great relationship money, a mindful living and great spending and saving habits.

Meet Jheanna Lou Torre who can fund her dream art business while providing for her family
“I would definitely share this to my friends. The program was really helpful not just with people like that is anxious about money and also have responsibilities but also to those who would like to develop their mindset about managing their finances or looking for support in preparing for their future business, investments etc.
The program was really helpful because it helped me realize that having a debt or responsibility is not my end game. Before my mindset was I have to work so I can provide for my family. I always choose instant gratification because I feel like yun nalang yung pwede ko ma-provide for myself…
Now, my mindset was shifted to I can do so much more and I am capable on making my dreams happen. I don’t have that negative voice in my head whenever I am facing my finances. Even though I still have my responsibilities to my family, I can also start working on my goals now with the talent and resources that I have. I was able to appreciate the independent life that na iniimagine ko lang dati. I confident on making better decisions for myself and for my future because of the coaching program.
Key takeaways that really helped me: 1) Knowing my purpose and having a clear mis/sion and vision help me see my future vividly. 2) Consistency is key. Big changes will not happen overnight, it’s the small steps we do everyday that could make big impact to our lives. 3) Being in the flow. When I am in the flow I feel like I am in my own happy place I have no worry and no negative self talk. Being in the flow for me is being in a creative state which is very important for me now kasi that’s when I feel like I am more in control of my life.”
The program was really helpful because it helped me realize that having a debt or responsibility is not my end game. Before my mindset was I have to work so I can provide for my family. I always choose instant gratification because I feel like yun nalang yung pwede ko ma-provide for myself…
Now, my mindset was shifted to I can do so much more and I am capable on making my dreams happen. I don’t have that negative voice in my head whenever I am facing my finances. Even though I still have my responsibilities to my family, I can also start working on my goals now with the talent and resources that I have. I was able to appreciate the independent life that na iniimagine ko lang dati. I confident on making better decisions for myself and for my future because of the coaching program.
Key takeaways that really helped me: 1) Knowing my purpose and having a clear mis/sion and vision help me see my future vividly. 2) Consistency is key. Big changes will not happen overnight, it’s the small steps we do everyday that could make big impact to our lives. 3) Being in the flow. When I am in the flow I feel like I am in my own happy place I have no worry and no negative self talk. Being in the flow for me is being in a creative state which is very important for me now kasi that’s when I feel like I am more in control of my life.”

Meet Liz Shie who’s no longer living paycheck to paycheck, now funds her dream wedding with peace of mind
“Nik’s coaching has opened my eyes to key principles and processes that I wouldn’t have realized on my own. For many years, I had very minimal visibility and plans over my finances. I would overspend due to guilt and limited-time offers.
If you’re thinking books and apps will make the cut, trust me, for years I’ve read a lot of books, downloaded apps, and even enrolled in financial courses online only to see them fail. This is the ONLY program that has worked for me. Because the problem is NOT with the HOW (e.g. how to budget, how to track) but with the WHY – why are we saving and spending in the first place?
Begin your journey towards true financial freedom – freedom from overthinking, financial ignorance, and debt, which ultimately frees you to achieve your dreams. It will change your relationship with money and improve your life. Now I have embraced my role in the family as the main contributor who has a say and has control over what happens to our finances.
Nik helped me realize that the way that I spend money is only a reflection of how purposive and clear I am with my goals – the less clarity, the more muddied money habits will be. Now, my finances are aligned with the vision and goals that I have. I am on my way to building my emergency fund and funding my dreams – all at the same time – while being able to enjoy the things that truly matter to me. I am on track to fund both without feeling that I have deprived myself with the things that I want in the present. Emotionally, I feel so much relief and joy now that I have CLARITY over where are and where it is going. That’s something I definitely never thought that I could achieve in my lifetime. Thank you, Coach Nik!”
If you’re thinking books and apps will make the cut, trust me, for years I’ve read a lot of books, downloaded apps, and even enrolled in financial courses online only to see them fail. This is the ONLY program that has worked for me. Because the problem is NOT with the HOW (e.g. how to budget, how to track) but with the WHY – why are we saving and spending in the first place?
Begin your journey towards true financial freedom – freedom from overthinking, financial ignorance, and debt, which ultimately frees you to achieve your dreams. It will change your relationship with money and improve your life. Now I have embraced my role in the family as the main contributor who has a say and has control over what happens to our finances.
Nik helped me realize that the way that I spend money is only a reflection of how purposive and clear I am with my goals – the less clarity, the more muddied money habits will be. Now, my finances are aligned with the vision and goals that I have. I am on my way to building my emergency fund and funding my dreams – all at the same time – while being able to enjoy the things that truly matter to me. I am on track to fund both without feeling that I have deprived myself with the things that I want in the present. Emotionally, I feel so much relief and joy now that I have CLARITY over where are and where it is going. That’s something I definitely never thought that I could achieve in my lifetime. Thank you, Coach Nik!”

Meet Dee Palomar who finally reserves her dream condo to live independently
“I was a closet-ed shopaholic, I spent A LOT of money to please my family because for me if I didn’t give them any then it means I am selfish. I was scared of losing all of my money and starting again from ZERO.
Now, I am confident in managing my money. I have 3-months worth of Emergency Fund. I already have a deposit payment for my Rent-to-own dream condo. I have enough money to buy things that I want such as swimming lessons, books, etc.
Having Nik as your money mindset coach will change your life. It helps you have a clear vision of what you truly want. She will ask you difficult questions that will help you understand more your desire, connect more with your inner self, and bring out the best in you. She is your cheerleader and accountability buddy.
My customer journey for Nik is really wonderful. I have a clear understanding on what she offers before I hop on the program. She is comfortable to talk to, you can feel that she really wants to help you. She gives you simple actionable steps every after the session that won’t consume all of your time but also give a BIG IMPACT to your daily life. I really love her approach to me and I just can’t thank her enough for how she transformed my mindset, my belief, and my life in just 8 weeks.“
Now, I am confident in managing my money. I have 3-months worth of Emergency Fund. I already have a deposit payment for my Rent-to-own dream condo. I have enough money to buy things that I want such as swimming lessons, books, etc.
Having Nik as your money mindset coach will change your life. It helps you have a clear vision of what you truly want. She will ask you difficult questions that will help you understand more your desire, connect more with your inner self, and bring out the best in you. She is your cheerleader and accountability buddy.
My customer journey for Nik is really wonderful. I have a clear understanding on what she offers before I hop on the program. She is comfortable to talk to, you can feel that she really wants to help you. She gives you simple actionable steps every after the session that won’t consume all of your time but also give a BIG IMPACT to your daily life. I really love her approach to me and I just can’t thank her enough for how she transformed my mindset, my belief, and my life in just 8 weeks.“

Meet Dean Hona who mastered the balance of saving & spending habits while running her own business
The 1:1 coaching program with Coach Nik is a game-changer for me. I’m still amazed how this program made an impact, not just in financial aspect, but also in my life. Working with Coach Nik is such a joy. Kase she’s genuine and wants the best for her clients. Really. She helped me believe in myself and my business. Also, we got results earlier than expected!
The coaching sessions are personalized. Everything is made simple. It’s not complicated as I thought it would be. Coach Nik is very hands on. She’s always there to guide me and keep me back on track. I enjoyed every sessions and calls that we had. I don’t regret signing up for this. Coach Nik’s 1:1 coaching program is one of my best investment. Ever. Another thing I love is that this is not just about money, money, and money. It will touch other area of your life positively! It’s amazing when you experienced the ripple effect of it to your life at first hand. I realized that having a lot of money is not the thing I really want. Money is just a tool for me to live a life that I want. Money is abundant, hindi ako mauubusan, and it will come!
The coaching sessions are personalized. Everything is made simple. It’s not complicated as I thought it would be. Coach Nik is very hands on. She’s always there to guide me and keep me back on track. I enjoyed every sessions and calls that we had. I don’t regret signing up for this. Coach Nik’s 1:1 coaching program is one of my best investment. Ever. Another thing I love is that this is not just about money, money, and money. It will touch other area of your life positively! It’s amazing when you experienced the ripple effect of it to your life at first hand. I realized that having a lot of money is not the thing I really want. Money is just a tool for me to live a life that I want. Money is abundant, hindi ako mauubusan, and it will come!

Meet Alea Go who overcomes her shopping addiction, now achieving her emergency fund
Imagine I was able to heal from my 1-year shopping addiction in just under 8-weeks. It’s life-changing! I also am already investing in my team for the business. I’ve hired 2 people for now since joining the program because then I realized instead of buying useless things online, I could use the money to grow my business. I’ve also already achieved my 3-months worth of emergency fund! I was an online shopaholic spending an annual total of 6-figures on impulsive purchases, but now I’m a few months away from my 6 months worth of EF and soon to be a 6-figure CEO!!

Meet Tish Ambal-Garcia who’s now able to pursue her dream lifestyle & business debt-free
“My money mindset before was money was difficult, intimidating, and just hard to understand, especially managing my debt.
Now I can confidently say that I’m not intimidated with money anymore ’cause I have learned very easy-to-follow systems that I can easily incorporate into habits. The most tangible results are being one month away from being fully debt-free and moving out.
If I had known Nik sooner, I would have been able to prepare for my freelance/biz life better and avoid all the other costly mistakes. It definitely opened my eyes not just in terms of dealing with my finances, but with having the right mindset, and learning what it means to truly put myself first.
I did not have to “sacrifice” anything. She did not tell me to stop buying Starbucks, or give up something to save money or pay off my debt quickly. In fact, we actually did that opposite by not just envisioning my dream life, but actually mapping out how we can achieve it. Through this, she was able to help me develop the right money mindset and stick to a sustainable money habit.“
Now I can confidently say that I’m not intimidated with money anymore ’cause I have learned very easy-to-follow systems that I can easily incorporate into habits. The most tangible results are being one month away from being fully debt-free and moving out.
If I had known Nik sooner, I would have been able to prepare for my freelance/biz life better and avoid all the other costly mistakes. It definitely opened my eyes not just in terms of dealing with my finances, but with having the right mindset, and learning what it means to truly put myself first.
I did not have to “sacrifice” anything. She did not tell me to stop buying Starbucks, or give up something to save money or pay off my debt quickly. In fact, we actually did that opposite by not just envisioning my dream life, but actually mapping out how we can achieve it. Through this, she was able to help me develop the right money mindset and stick to a sustainable money habit.“
Tune into Tish’s full interview here:

Meet Jayvee Macalinao who has achieved his emergency fund and pursued his dream job
Nik’s free content is just the tip of the iceberg. The coaching program really makes a difference because it’s personalized to me. Not only did I get what I paid for, but I also got so much more that is unexpected, life-changing, and really moved me. Best investment I’ve ever made in the middle of the pandemic and economic challenges. If you know you need help, seek help – Coach Nik is there to help you. My best coach ever in money mindset, career, and life!
Tune into JV’s full interview here:

Meet Kyle Nate who has a clear path now in funding her goals
Coming into this, I really didn’t know what to expect. I thought Nik would be helping me with budgeting and literally just tell me every ‘secret’ I need to know about my money, but it was definitely more than that. I was also getting career advice, and overall guidance with my personal growth as a person and as a professional. Your future self weeks from now will thank you. Looking back now from where I started, it really is a different person and I’m so happy I got out of that rut of doubt and fear. Now, I just look ahead and I can’t wait to try a lot more things!
It’s worth the investment. Your future self will thank you. No more hulaan with your bills and processes, no more budols and unnecessary purchases, just a clear path for your goal and a new you fueled to take on the next challenge.
I used to doubt myself a lot, and now, I feel so much more empowered and confident in myself. I’m saying ‘yes’ more to new experiences no matter how scary it may seem at first. Fear turned into excitement, it’s a good change. I got so much clarity! The once blurry road, became clear and I felt like my goals are much reachable and possible.
It’s worth the investment. Your future self will thank you. No more hulaan with your bills and processes, no more budols and unnecessary purchases, just a clear path for your goal and a new you fueled to take on the next challenge.
I used to doubt myself a lot, and now, I feel so much more empowered and confident in myself. I’m saying ‘yes’ more to new experiences no matter how scary it may seem at first. Fear turned into excitement, it’s a good change. I got so much clarity! The once blurry road, became clear and I felt like my goals are much reachable and possible.
Tune into Kyle’s full interview here:
